Job Recruitment Website - Social security inquiry - Is the monthly deduction of personal social security the same?

Is the monthly deduction of personal social security the same?

The deduction fee for social security is different every month, because employees' social security contributions are paid according to the wages declared by the employer in the current month.

First of all, there are several reasons:

1, the monthly salary is different.

Generally speaking, social security is paid according to the salary level of employees, so the salary level will affect social security. For example, pension insurance, pension insurance companies bear 20%, individuals bear 8%, adding up to 28%. Therefore, when our monthly salary changes, the personal deduction of social security will also change.

2. Deduction base has been changed.

Since the social security payment is based on the salary level, the minimum social security payment base in a region is based on the local minimum requirements. If the social security paid by the company to employees is in accordance with the minimum standard, then the change of deduction base will also affect social security. For example, the minimum payment base of social security in Hangzhou for 22 years is 3957 yuan, and the social security deduction of employees may change two months before and after the announcement of the minimum payment standard.

3. Adjustment of payment ratio

The adjustment of social security contribution ratio will also lead to the change of social security amount. If the payment ratio of an insurance is adjusted, then our social security deduction will also change. For example, adjusting the proportion of medical insurance payment to a high proportion will lead to changes in our payment amount.

Wage level and contribution ratio are the biggest factors affecting the amount of social security contributions. The following small series will give you a detailed introduction to the social security contribution ratio:

(1) endowment insurance: 2 1% for the unit and 8% for the individual.

(2) Medical insurance: 6% for units and 2% for individuals.

(3) Unemployment insurance unit: 2%, individual 1%.

(4) Industrial injury insurance: 0.5%.

(5) Maternity insurance: unit 1%

legal ground

People's Republic of China (PRC) social insurance law

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.