Why can't I use normal insurance to brush medical insurance?

Normally insured but unable to brush medical insurance, there may be the following situations:

1. If the insured fails to pay the medical insurance premium on time, or fails to pay the medical insurance premium halfway, he will not be able to enjoy the medical insurance benefits when he goes to see a doctor, and naturally he will not be able to swipe his medical insurance card;

2. If the social security and medical insurance card of the insured person are deactivated, then the medical insurance card can no longer be swiped. You need to go to the local people's social security bureau to go through the formalities of restoring the functions of social security cards and medical insurance cards before you can reuse them;

3. Medical insurance at its own expense;

4. If the information in the social security card is not updated in time, the insured person needs to go to the local people's social security bureau to update the social security and medical insurance card information;

5. If the insured person has begun to enjoy medical insurance benefits, but has not yet reached the waiting period limit, then during this period, the insured person cannot use medical insurance reimbursement, so he cannot swipe his medical insurance card;

6. Other reasons: In addition to the above, there may be other reasons why the medical insurance card cannot be swiped, and it needs to be reactivated at the local human resources and social security bureau.

The payment method of medical insurance is as follows:

1. Those who take part in the work and pay medical insurance for employees shall be withheld and remitted by the employer;

2. If you pay flexible employment medical insurance, you can bring your ID card and social security card to the local social security bureau to pay; Or pay through network channels;

3. Urban and rural residents' medical insurance can be paid at the specified centralized payment time every year, with ID cards and other materials to the neighborhood offices where the household registration is located or the designated places of villages and neighborhood committees.

To sum up, the specific situation also requires the insured to judge according to their actual situation and relevant policies and regulations, and go to the local human resources and social security bureau for consultation and go through relevant procedures.

Legal basis:

Article 16 of the Measures of the People's Republic of China on the Administration of Social Security Cards

Provincial, prefecture-level human resources and social security departments that are allowed to issue social security cards should formulate clear rules for the application and management of social security cards, and announce them to the public through express delivery in service places and publicity on government websites. The social security card application management program shall include the following contents:

(a) the function and purpose of the social security card;

(two) the issuance, application conditions and application procedures of social security cards;

(three) the scope of use of social security cards (including use restrictions), the use period and the use method;

(four) the procedures for reporting the loss and reissue the social security card after it is damaged or lost;

(five) the rights and obligations of the card issuer, the cardholder and other relevant parties.

Article 17

Ministry of Human Resources and Social Security unified planning and deployment of social security card cross-regional applications, the implementation of cross-regional application access system. The Office of Ministry of Human Resources and Social Security Informatization Leading Group is specifically responsible for checking the consistency and safety of the card environment in various places, and granting access to those who pass the inspection.

Article 18

Social security cards should be mainly used in human resources and social security business fields. Under the premise of keeping the main functions, standards and norms unchanged, key systems unchanged and management subjects unchanged, it can carry other public service functions with the consent of the Provincial Department of Human Resources and Social Security and the approval of Ministry of Human Resources and Social Security.

Article 19

If the social security card is no longer used due to damage, loss, expiration and other reasons, it shall be included in the invalid list. Invalid list should be managed at different levels. The human resources and social security departments in Ministry of Human Resources and Social Security and provinces and cities respectively manage the invalid lists of social security cards in the whole country, the whole province and the whole city, and provide inquiry services.