20 19 new social security payment policy.

Social insurance is related to our life, which can not only guarantee our basic life, but also relates to the continuous payment of social insurance for foreigners. Once social insurance is interrupted, it will have a great impact. Then, how to pay social insurance? 20 19 How about the new social insurance policy? Let's take a look at the new social security policy of 20 19 with the author of Red Sea Social Security Cloud.

1. overdue fines and interest shall be paid.

According to the current regulations, from the day when the payment is insufficient to the day before the user successfully declares the payment, the social insurance premium paid by the company will be subject to a 5% late payment fee every day.

The calculation formula of late payment fee is: monthly social insurance premium payable × overdue days × five ten thousandths = late payment fee. Of course, in the actual implementation, the late payment fee is generally not charged to the insurance company on time, and the individual insurance company generally does not charge the late payment fee, but individual insurance companies must pay the late payment fee if they fail to pay it within the time limit.

If there is no payment record before the age of 2.45, it is not allowed to fill it up at one time.

After 20 1 9,65438+101,residents who have not paid the insurance premium will no longer pay the living allowance for the elderly. Residents over the age of 45 and under the age of 60 are not allowed to pay the endowment insurance premium of 15 in one lump sum. In other words, they must have a social insurance payment record before the age of 45. Otherwise, they are not allowed to pay in one lump sum.

3. Three kinds of people can pay endowment insurance in one lump sum.

Local household registration, educated youth from 196 1 to 1982.

Local registered elderly (male 65 years old, female 60 years old) who have participated in employee pension insurance.

The local urban hukou establishes labor relations in state-owned enterprises or county-level and town-level collective enterprises, and reaches retirement age at 201kloc-0/231.

4.20 19 how to make up for social insurance?

In fact, for different toll collectors, the ways to supplement social insurance are very different. There are mainly people in the workplace and flexible employees, and we have made breakthroughs one by one.

(1) Self-employment: As for freelancers, in popular terms, groups without workplaces can participate in insurance flexibly, and they need to go through the social insurance registration formalities at the social insurance department at the place of registration.

(2) Company payment: In fact, how to supplement social insurance for employees of 20 19 Company can refer to the new policy of employee supplementary social insurance of 20 19 Company. In other words, employees and users can continue to participate in insurance as individuals after the termination or dissolution of labor relations.

5. How much do you need to pay?

According to the new social insurance payment policy of 20 19, the payment policy is different according to different regions. Take Hunan as an example, the new payment method is 2016123120171June.

If Uncle Liu retires before 20 16 12 3 1 and reaches retirement age, but he is less than 15, he can pay social insurance premiums in two levels, 60% or 100% respectively, and pay at the rate of 20%/kloc.

It is understood that in 20 16 years, the average on-the-job salary in Hunan Province was 449 1 yuan, and Uncle Liu paid the fee for 10 years, with five years left unpaid. /kloc-What is the payment gap between 0/00% and 60%? We can understand it through detailed calculations.

(1) 100% contribution: 449 1 yuan *20%* 12 months *5 years =53892.

(2)60% payment: 449 1 yuan * 60% * 20% * 12 months *5 years = 32335.

Tip: From the grade point of view, how to supplement social security in 20 19 is related to grade and years.