What is the difference between local and foreign social security

Local social security and foreign social security in a number of aspects of the difference, these differences are mainly reflected in the standard of payment, benefits, reimbursement process, and the transfer of continuity and so on.

I. Contribution standards

The contribution standards for local and foreign social security are often different. Because of the differences in the level of economic development and the level of income of residents in different places, the base and proportion of social security contributions may also be different. Generally speaking, developed regions have relatively higher social security contribution standards, while less developed regions have relatively lower contribution standards. Such differences reflect the level of social security and financial capacity of different regions.

II. Benefits

Local and foreign social security may also differ in terms of benefits. The social security policies of different regions may cover different coverage, such as medical insurance, pension insurance, unemployment insurance, and so on. In addition, the standard of benefits and entitlements may also differ from place to place, such as medical reimbursement rate, pension payment level, and so on. Therefore, when enjoying social security benefits, insured persons need to know the specific policies of their own localities.

Three, the reimbursement process

There are also differences in the reimbursement process between local and foreign social security. For local participants, the reimbursement process is usually simpler, you can directly in the local social security institutions or designated medical institutions for reimbursement procedures. For foreign participants, the reimbursement process may be more complicated, and they need to follow specific rules for reimbursement of medical treatment in other places, such as filing in advance and submitting relevant supporting documents.

Fourth, transfer continuity

In terms of social security transfer continuity, there are also differences between local and foreign social security. When participants move between different regions, they need to apply for social security transfer procedures to ensure that their social security rights and interests are protected. However, due to the different social security policies and operational norms in different regions, the difficulty and process of social security transfer may also differ.

In summary:

There are differences between local and foreign social security in terms of contribution standards, benefits, reimbursement processes and transfer continuity. When choosing a place to participate in the insurance, participants should fully understand the local social security policy and the level of treatment, in order to make a more appropriate choice. At the same time, for those who move across regions, it is also very important to understand and comply with the social security regulations of different regions to ensure that their social security rights and interests are protected.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 19 stipulates that:

If an individual is employed across the integrated region, his/her basic pension insurance relationship is transferred to him/her, and his/her years of contribution are cumulative. When an individual reaches the legal retirement age, the basic pension is calculated in segments and paid uniformly. The specific measures shall be prescribed by the State Council.

The Social Insurance Law of the People's Republic of China

Article 32 stipulates:

If an individual is employed across the integrated area, his/her basic medical insurance relationship shall be transferred with him/her, and his/her contribution period shall be cumulative.