The company requires insurance, but what if it can't pay for it?

Legal analysis: 1. If the employee really doesn't want to pay insurance, then send a reminder for the employee to sign, and the human resources department will keep a copy. If the employee fails to provide the relevant information for handling social security within the specified time, it is because of the employee's own reasons that the company cannot pay social security for the employee normally. In case of disputes in the future, human resources can take the reminder as evidence, claiming that employees cannot pay social security due to their own reasons. Or let him write a statement that he doesn't want to pay insurance. If the company has no evidence to prove it, it has to pay him social security. 2. Paying social insurance is the common obligation of employers and workers. According to the relevant regulations of social insurance, the social insurance that employees should pay is withheld and remitted by the unit from their wages. In other words, the employer has the obligation to pay social insurance premiums for employees, but it must withhold and remit them, not pay them in cash, and not let employees pay their own fees.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 35 The employing unit shall pay the work-related injury insurance premium according to the total wages of employees and the rate determined by the social insurance agency.

Article 57 An employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate.

Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration.

The market supervision and management department, the civil affairs department and the organization management organ shall promptly inform the social insurance agency of the establishment and termination of the employing unit, and the public security organ shall promptly inform the social insurance agency of the birth, death, household registration, migration and cancellation of the individual.