Urban and rural residents pension insurance one year break payment what to do

Urban and rural residents' pension insurance can be paid back after a year's break.

The agricultural insurance can be replaced if you have not paid for a year. If you want to make up the payment, you can bring your ID card and the original and copy of your household registration to the local social security center to make up the payment. Because the contribution time of the pension insurance is cumulative calculation, as long as the break in the payment time will not lead to the final cumulative contribution time is less than 15 years, will not be affected.

Regulations on the replacement of urban and rural residents' pension insurance:

1. Conditions for replacement: the conditions for replacement stipulated by the local social security bureau must be met, and the insured person is usually required to be eligible for the insurance during the period of interruption of payment;

2. Time for replacement: the replacement procedure should be carried out within the stipulated time, which is set by the local social security bureau;

3. Amount of the replacement payment: The amount of retroactive payment is calculated on the basis of the amount payable during the period of interruption and the late payment fee that may be incurred;

4. The process of retroactive payment: the participant needs to bring his ID card and other relevant documents to the local social security bureau or apply for retroactive payment through online channels;

5. Impacts of retroactive payment: after the retroactive payment is made, the pension account of the participant will return to normal, which helps to safeguard his pension insurance rights and interests.

In summary, urban and rural residents can make up for a year's break in their pension insurance through the retroactive payment procedure, and will not be affected as long as the final cumulative contribution time is not less than 15 years.

Legal basis:

Opinions on the Establishment of a Unified Basic Pension Insurance System for Urban and Rural Residents

Article 4

Fund Mobilization

The urban and rural residents' pension insurance fund consists of individual contributions, collective subsidies and government subsidies.

(1) Individual contributions. Participants in the urban and rural residents' pension insurance should pay the required pension insurance premiums. Contribution standards are currently set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1,000 yuan, 1,500 yuan, 2,000 yuan 12 grades, the provincial (autonomous regions and municipal) people's governments can set up additional contribution grades according to the actual situation, and the highest contribution grades standard in principle does not exceed the annual payment of the local flexibly employed persons to participate in the basic pension insurance for employees. The annual contribution amount of the basic pension insurance for the local flexible employees, and report to the Ministry of Human Resources and Social Security for the record.

(ii) Collective subsidies. The amount of subsidies and grants shall not exceed the standard of the highest contribution bracket set locally.

(iii) Government subsidies.