I paid social security for a year and died. Will the principal be repaid?

Legal analysis: First, all the old-age insurance was paid, but only one year later, the person died, and the rest should be returned to the legal heir.

Two, in our country, after the death of retired workers, their families should report their deaths to the social security department before they can receive death treatment. This death treatment is to go through the relevant collection procedures at the social security bureau of the insured place in the month of death. That is, receive the personal account balance, funeral expenses and one-time pension of retired employees.

Third, the balance of the old-age insurance account can be refunded, and the individual can inherit it all when he dies. The heir shall go through the one-time payment formalities at the social insurance agency of the insured place with the death certificate and the valid certificate of the heir. At the same time, the pension insurance relationship of the insured person is terminated. Pension account balance refers to the account balance paid by individuals when paying endowment insurance premiums.

Four, the basic old-age insurance payment period of more than 15 years, the pension standard is consistent with the death standard of retirees who enjoy the basic pension, that is, a one-time payment of 6000 yuan; If the payment period is less than 15 years, the standard calculation formula of pension is: 6000÷ 180× the number of payment months (including deemed payment period).

Legal basis: Article 17 of the Social Insurance Law of People's Republic of China (PRC), if an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.