Can the new rural cooperative medical system and social security be paid at the same time?

Rural cooperative and social security cannot be paid at the same time. According to the regulations, those who have participated in employee medical insurance will no longer participate in the new rural cooperative medical system (now medical insurance for urban and rural residents) and may not participate in the insurance again. Agricultural insurance refers to the rural social security system in which the administrative department is responsible for organization and management, rural economic organizations, collective institutions and workers from all walks of life share the obligation to pay old-age insurance premiums, and workers enjoy basic old-age insurance benefits according to the payment status of old-age insurance premiums when they are old. There is a conflict between rural cooperative medical care and medical insurance in social insurance, so we can't agree to enjoy these two benefits. So there is no need to attend at the same time. It is suggested to cancel the cooperative medical system and only participate in employee medical insurance. The rural cooperative medical system pays once a year, and there is no personal account balance, so there is no problem of fee transfer. If you participate in rural endowment insurance, it also conflicts with the endowment insurance in social insurance. It is suggested to stop paying rural endowment insurance. Regarding the transfer of rural endowment insurance contribution share, you can go to the local social insurance agency for detailed consultation. As far as I know, there is no relevant law to deal with this problem.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Derivative problem:

What is the reimbursement process of the new rural cooperative medical system?

Reimbursement process of new rural cooperative medical system: 1. Bring the patient's ID card, two one-inch color photos and the new rural cooperative medical certificate to the county rural cooperative medical management office for referral and filing procedures. 2, after discharge, with the patient's ID card, new rural cooperative medical certificate, copy of medical records, hospitalization statement, hospitalization expenses list, referral filing procedures to the cooperative medical management office for reimbursement. When you are in hospital, you must tell the doctor that you have a rural insurance, so that you can go through the relevant procedures. When you leave the hospital, you should ask for medical records, medical bills and other documents and keep them properly. Reimbursement ratio of new rural cooperative medical system: 1. Outpatient reimbursement: the new rural cooperative medical system can be reimbursed 60% when visiting the village clinic, and the prescription drug fee limit for each visit is 10 yuan. The reimbursement rate for medical treatment in town health centers is 40%. The limit of medical examination fee and operation fee is 50 yuan, and the reimbursement rates of secondary and tertiary public hospitals are 30% and 20% respectively. The limit of prescription drugs is 200 yuan. 2. Hospitalization reimbursement: The proportion of hospitalization reimbursement will be higher, with town hospitals accounting for 60%, secondary and tertiary hospitals accounting for 40% and 30% respectively. For example, if you have children, you can use the new rural cooperative medical system to reimburse half of the expenses.