How long can social security and medical insurance be reimbursed?

Legal analysis: there are three kinds of medical insurance in social security: basic medical insurance for urban workers; Basic medical insurance for urban residents; New rural cooperative medical system.

1, after getting the basic medical insurance for urban workers. Generally, the money in the card is used to see a doctor in an outpatient clinic or buy medicine in a pharmacy, so it is not enough to pay cash by yourself. About 80% can be reimbursed for hospitalization (see several hospitals).

2. Basic medical insurance for urban residents. Generally, the payment is made this year, and it will be invalid in that year. You can only be reimbursed if you are hospitalized next year.

3. New rural cooperative medical system. Same as above; It is also the second year that hospitalization can be reimbursed, and medicine can be obtained at a discount in the village clinic. In addition, according to national regulations, only employees who have participated in maternity insurance for a total of 1 year and are still insured at the time of childbirth (abortion) can enjoy maternity insurance benefits. However, maternity insurance is managed by local governments, which means that local policies are different.

Legal basis: Article 27 of the Social Insurance Law of People's Republic of China (PRC), if an individual who participates in the basic medical insurance for employees reaches the statutory retirement age and the accumulated payment reaches the number of years stipulated by the state, he will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits according to the state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.