Do you need social security to buy a house with a loan?

Buying a house with a loan is not directly related to social security. Social security can enable foreign residents in many cities to obtain the qualification to buy houses, and those who have the qualification to buy houses can borrow money to buy houses. For local residents, they are generally eligible to buy a house without social security. Buying a house by local residents has nothing to do with social security, so there is no direct relationship between loans and social security.

What should I pay attention to when buying a house?

1, know something about buying a house.

First of all, buyers have the idea of buying a house, and they need to know about real estate knowledge. The most taboo for buyers is to plunge into the property market without knowing much about real estate knowledge, and the result is often inevitable. Therefore, before buying a house, it is necessary to master certain knowledge of buying a house. Understand the current property market environment and real-time property market policies, and grasp the opportunity to buy a house. It is also necessary to understand the conditions that a good quality real estate should have and be prepared to maintain its value and resist falling.

2. Clarify the demand for house purchase.

For what plans they have to buy a house and what kind of house they want to buy, buyers should have clear goals, and then consider the area, floor and location of the house according to their housing needs. If the buyers live in their own homes, they should pay attention to the surrounding facilities and the convenience of travel in combination with the situation of family members, and try to be close to the urban area or work area.

3. On-site house inspection

When buying a house and looking at it, the most important thing is to look at it on the spot. If you just look at the floor plan, you can't directly touch the material quality of the house and so on. Buyers need to inspect the residential environment and surrounding facilities, which will affect the quality of life of residents. In addition, we should carefully observe the huxing. A good apartment can give the owners a higher enjoyment of life. Generally speaking, a well-defined apartment with a square pattern, a bright kitchen and a clear movement is a good apartment.

4. The details of the property depend on it.

Buyers also need to know the relevant information of the property. Many times, apart from paying attention to the price, area and supporting facilities, people often ignore the details of the property, such as the proportion and use of parking spaces, the design of underground garages, the distance between buildings, the living environment and atmosphere of the community, etc. These details will have a more or less impact on the future life of buyers, so they must not be ignored.

5. Hold the bottom line.

The most taboo of buying a house is impulsiveness and impatience. When looking at the house, buyers should not easily listen to the words of the seller. After determining the plan, they will delimit the relevant areas and price points, and then pay more attention to the news of qualified real estate. Keep the bottom line of the price at all times, and don't loosen it easily, otherwise it will increase the purchase budget and affect the normal family financial situation.

6. Learn to calculate the area

The housing area is related to the house price purchased by buyers, and the area problem is also a concern of buyers. Property buyers should ask clearly what the construction area and interior construction area are, and how big the pool area is. This is because the size of the sales area determines the price of the house, while the size of the pool area affects the rate of getting a room, thus affecting the comfort of living.

7. Don't trust sales advertisements.

Developers selling houses, advertising hype. Some developers exaggerate publicity, and sales advertisements are inconsistent with the facts, misleading buyers. This behavior violates the regulations on the administration of real estate advertising, and the purchaser should report it to the administrative department for industry and commerce in time, and the administrative department for industry and commerce will handle it according to law.