Can the money in the social security card be taken out and spent?

The money in the social security card cannot be taken out and spent. Social security cards are divided into bank accounts and social security accounts, and bank accounts can be accessed at will as long as they have money. In fact, the social security account is only a carrier to record personal social security information, and there is no balance in the social security account; Except medical insurance, other insurances can only be reimbursed or collected according to the actual situation.

Legal basis: Article 14 of the Social Insurance Law of People's Republic of China (PRC) stipulates that individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.