The difference between overall payment and individual payment

The money paid as a whole is paid by the state, the unit and ourselves to treat ourselves and our families. The money is managed by the National Social Security Fund, and the medical insurance institutions are responsible for accounting. Personal payment means that we pay our own medical expenses, including purchasing drugs and articles at our own expense, or spending more money on medical treatment than reimbursement.

2. Payee:

Overall payment is mainly aimed at people who participate in social insurance. As long as the relevant policies and regulations are met, the insured can enjoy the reimbursement of medical expenses paid as a whole. Individuals who need medical expenses at their own expense can use it, and there are no special requirements.

3. Payment process:

It is complicated to make overall payment through the inspection and settlement process of medical insurance institutions. Personal payment is to pay directly to the hospital or pharmacy, which is very simple. However, the specific payment process may be different in different regions and different policies.