Job Recruitment Website - Social security inquiry - He died shortly after his retirement.
He died shortly after his retirement.
1, personal account pension balance
Take employee pension insurance as an example. Accounts include personal accounts and overall accounts. If the insured dies, the money in the overall account will not be refunded.
But the money left in the personal account can be returned to the legal heir.
Moreover, the money in the personal account will be charged with bookkeeping interest according to the bookkeeping interest rate issued by the State Council, which is higher than the bank deposit interest.
So from a personal point of view, you won't lose money.
However, if they are flexible employees, the pension insurance also needs to pay 20% of the payment base, of which 8% goes into the individual account and 12% goes into the overall account.
In this case, the money in the personal account will be returned, but the part of the overall account will not be returned, so there is indeed the possibility of losing money in this situation.
The amount of personal pension account storage mainly depends on the individual pension payment base and payment period. The higher the payment base, the longer the payment period, and the more stored in the account.
Of course, if the amount of personal pension account has been received, then the family members will not be able to receive this part of the money after death.
At present, for people who retire at the age of 60, the money in their personal accounts is 139 months, that is, the money received at the age of 72; For those who retire at the age of 55, the number of payment months 170 months, and those over 69 can get it.
2. Funeral allowance
This is a subsidy for family members to organize funerals.
Since September, 20021,the new Interim Measures for the Treatment of Survivors of Basic Old-age Insurance for Enterprise Employees has been implemented, and the standards of funeral subsidies have also changed.
3. Pension
Give children a pension according to their social security payment period.
Legal basis:
People's Republic of China (PRC) social insurance law
Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.
- Related articles
- Why social security staff reduction is not successful
- According to different companies and workplaces, what should social security pay?
- Where can I check the company's social security?
- How to brush face certification for retirees
- Is there a conflict between one person and two places to pay social security?
- Can I be reimbursed for illness after buying social security?
- After-tax social security wage calculator
- Why do low-income households issue social security cards?
- Do civil servants have to pay social security?
- How to handle social security for flexible employees?