Duration of social security payment in Changchun

People must pay social security in the workplace, because social security is related to many of our benefits. However, there are many questions about the social security payment, especially the payment period. 1. How is the payment period of social security stipulated? Pension insurance/kloc-you can't get a pension until 0/5 years later. Men have to pay 25 years and women have to pay 20 years to enjoy retirement medical insurance benefits. After retirement, individuals and units will no longer pay the basic medical insurance premium. Social insurance refers to a non-profit social security system with income redistribution function, which is used by the state to prevent and force most social members to participate. Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Second, how to calculate the total payment period of social security = deemed payment period+personal account period = retirement time-working time-deduction period. All payment years are calculated as months, and each month is calculated as112 years. For those who go through retirement formalities beyond the legal retirement age, according to the relevant documents, the payment beyond the retirement age is not recorded in the personal account, and the payment period is not calculated. The retirement time is still the month when the retirement age is reached, and the pension will be paid in the month after approval. Three. What impact does the payment period of social security have on us? 1. Impact of social security payment period on old-age pension (1) According to the relevant provisions of old-age insurance, the continuous payment period for applying for retirement shall not be less than 15. If it is less than 15 years, you need to extend the payment to 15 years before you can receive a monthly pension. (2) The calculation formula of the basic pension of the old-age insurance is: based on the average monthly salary of employees in Beijing in the previous year and the average monthly salary of myself, the contribution shall be made to 1% every1year. (3) The amount of pension approved when applying for retirement is generally directly linked to the accumulated payment period and payment base of the insured. In general, the higher the payment base, the longer the payment period and the higher the retirement fee. 2. The impact of the length of social security payment years on medical treatment (1) Medical insurance also has a minimum payment period limit. According to the relevant regulations of Beijing social security, men can only enjoy the medical insurance-related benefits of retirees after 25 years and women after 20 years, otherwise they can't retire. (2) The higher the payment base, the higher the monthly amount transferred by the social security center to the insured's personal account (passbook or card of the insured's medical insurance account handled by the social security agency such as Bank of Beijing). 3. The impact of the length of social security payment years on career has a direct impact on the period of receiving unemployment insurance benefits. According to the relevant regulations, if the accumulated payment is over 1 year and less than 5 years, you can receive 12 months; For less than 5 years and less than 10 years, you can get 18 months; Those who reach the age of 10 and above can receive 24 months. 4. The influence of the length of social security payment period on work-related injuries. Work-related injury insurance is borne by the employer, and employees do not pay fees, which does not form personal account accumulation. Therefore, the length of the payment period has no effect on the insured's enjoyment of relevant benefits. If a work-related injury occurs, when calculating the treatment of work-related injury, the level of the employee's payment base will directly affect the amount of disability benefits for the injured employees. 5. The influence of the length of social security payment period on maternity benefits According to the relevant regulations, female employees who enjoy maternity insurance reimbursement must ensure that maternity insurance is paid in full before delivery 10 month, and it is still in the normal payment state when reporting after delivery. The level of the insured's payment base is directly related to the amount of maternity allowance. The length of social security payment period has a great influence on our enjoyment of social security benefits. The actual payment period refers to the specific period in which employees actually pay social security. The deemed payment period refers to the continuous service of employees before the implementation of the social security payment system. The sum of the actual payment period and the deemed payment period is the cumulative payment period. The accumulated payment period is an important basis for the insured to enjoy social security benefits. To sum up, the longer the pension insurance payment period, the higher the pension standard, and 15 is the minimum payment period. Medical insurance must be paid for 25 years for men and 20 years for women before they can enjoy treatment after retirement.