Why does social security float every month?

Social security is related to monthly salary, deduction base and payment ratio. Social security is paid according to the salary level of employees, so the salary level will affect social security. The minimum payment base of social security in a region is in accordance with the minimum requirements published locally, and the adjustment of social security payment ratio will also lead to the change of social security amount.

1, the monthly salary is different.

Generally speaking, social security is paid according to the salary level of employees, so the salary level will affect social security. For example, pension insurance, the law stipulates that pension insurance companies bear 20% and individuals bear 8%, which adds up to 28%. Therefore, when our monthly salary changes, the personal deduction of social security will also change.

2. Deduction base has been changed.

Since the social security payment is based on the salary level, the minimum social security payment base in a region is based on the local minimum requirements. If the social security paid by the company to employees is in accordance with the minimum standard, then the change of deduction base will also affect social security. For example, the minimum payment base of social security in Hangzhou for 22 years is 3957 yuan, and the social security deduction of employees may change two months before and after the announcement of the minimum payment standard.

3. Adjustment of payment ratio

The adjustment of social security contribution ratio will also lead to the change of social security amount. If the payment ratio of an insurance is adjusted, then our social security deduction will also change. For example, adjusting the proportion of medical insurance payment to a high proportion will lead to changes in our payment amount.

The purpose of paying social security is to protect citizens' right to get material help from the state and society in accordance with the law in the case of old age, illness, work injury, unemployment and childbirth.

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

1. Old-age insurance is a social insurance system in which workers get certain economic compensation, material help and services from the government and society after reaching the statutory retirement age.

2. The basic medical insurance system for urban employees is a social insurance system based on the affordability of finance, enterprises and individuals to ensure the basic medical needs of employees. All employers, including enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises and private enterprises, etc. ), organs, institutions, social organizations, private non-enterprise units and their employees must participate in the basic medical insurance. The basic medical insurance fund for urban workers consists of the basic medical insurance social pooling fund and individual accounts. The basic medical insurance premium consists of the employer and the employee's personal account.

3. Industrial injury insurance is also called occupational injury insurance. After a worker suffers from accidental injuries due to work or occupational diseases due to exposure to occupational hazards such as dust, radiation and toxic substances, the state and society shall provide necessary material assistance to the disabled and the relatives of the deceased.

4. Unemployment insurance is a system which is enforced by the state through legislation, and funds are set up by the society to provide material assistance to workers whose livelihood is temporarily interrupted due to unemployment. All kinds of enterprises and their employees, institutions and their employees, social organizations and their employees, private non-enterprise units and their employees, and employees with whom state organs have established labor contracts shall apply for unemployment insurance.

Maternity insurance is aimed at the physiological characteristics of fertility behavior. According to the law, when working women temporarily stop working and lose their normal source of income due to childbirth, the state or society provides them with material help.

legal ground

People's Republic of China (PRC) social insurance law

Sixty-first social insurance fee collection agencies shall collect social insurance premiums in full and on time according to law, and inform employers and individuals of the payment period.