Job Recruitment Website - Social security inquiry - What about repeated payment of residents' old-age insurance?

What about repeated payment of residents' old-age insurance?

The insured can bring the original and photocopy of ID card, endowment insurance card or bank card to the service window of the local endowment insurance agency for refund, and the repeated payment will be returned to the financial account or bank card of the insured's endowment insurance card after being approved by the endowment insurance agency. It should be noted that if the two places pay duplicate pension insurance at the same time, they need to go through the transfer procedures of pension insurance first, and then go through the refund procedures of pension insurance at the transfer place.

The ways to pay two social insurances are as follows:

1. If the insured person has two or more basic old-age insurance relationships for urban workers at the same time and repeatedly pays the old-age insurance premiums, the solution to this situation is that the social insurance agency will negotiate with me to determine to keep one of the basic old-age insurance relationships and personal accounts, and apply for returning the amount of the other repeated old-age insurance personal account, and the corresponding individual payment period will not be repeated;

2. The insured paid employee insurance in the city where he works, and at the same time paid resident insurance or new rural insurance in his place of residence. For multiple old-age insurance relationships in different basic old-age insurance systems, if the insured person participates in urban employee old-age insurance, resident insurance or new rural insurance at the same time in the same year, only the payment period of urban employee old-age insurance will be calculated, and the individual contributions and collective subsidies corresponding to the repeated payment period of resident insurance or new rural insurance will be returned to him.

Those who pay two social insurances cannot enjoy double social insurance benefits. Take medical insurance as an example. If the insured is hospitalized, he can only be reimbursed once according to relevant regulations. When urban old-age insurance is paid repeatedly, only the payment period of old-age insurance is calculated, and the pension received after retirement will not increase because of repeated payment.

Can I enjoy double social security benefits by paying two social security contributions?

Those who pay two social insurances cannot enjoy double social insurance benefits. Take medical insurance as an example. If the insured is hospitalized, he can only be reimbursed once according to relevant regulations. When urban old-age insurance is paid repeatedly, only the payment period of old-age insurance is calculated, and the pension received after retirement will not increase because of repeated payment.

According to the above answers, it can be concluded that if the insured person has repeatedly paid social security, he can go to the local social security agency for the refund of social security fees, and the insured person needs to carry his ID card, social security card and the voucher for repeatedly paying social security fees.

To sum up, what should I do if I participate in the old-age insurance for residents repeatedly? This is Bian Xiao's relevant answer. I hope I can help you.

Legal basis:

Article 12 of the Social Insurance Law of People's Republic of China (PRC) * * * The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively. Article 74 of the Social Insurance Law of People's Republic of China (PRC) * * * The social insurance agency shall timely, completely and accurately record the personal rights and interests of individuals and employers participating in social insurance and their enjoyment of social insurance benefits, and regularly send the personal rights and interests records to me free of charge. Employers and individuals can inquire and check the records of payment and social insurance benefits from social insurance agencies free of charge, and ask social insurance agencies to provide social insurance consultation and other related services.