Can I refund the social security I paid myself? How come?

Personal social security can be refunded if you don't want to pay it, but the following conditions must be met:

1. When the insured reaches retirement age, he fails to pay the fee 15 years;

2, repeated insurance, termination of labor relations, you can surrender;

3. The insured goes abroad to settle down, or the insured dies unexpectedly. In addition to the above conditions, it is necessary to wait until the insured reaches retirement age, that is, 60 years for men and 55 or 50 years for women.

How to use the social security card:

1. Settlement of medical treatment: When using social security card to seek medical treatment in designated medical institutions, medical expenses can be settled in real time, and individuals only need to pay their own share, without having to pay the medical expenses in full.

2. Pay social insurance premiums: You can pay various social insurance premiums such as endowment insurance and medical insurance through social security cards.

3. Inquiring about personal information and social security records: You can inquire about personal social security related information, including the payment of endowment insurance, medical insurance and unemployment insurance, as well as the payment records and amount of personal accounts.

4. Handling various affairs: it can be used to handle various social security affairs, such as applying for insurance benefits, industrial injury insurance benefits, maternity allowance, etc.

To sum up, social security cards are widely used, involving personal medical care, pension, unemployment and other social security matters. When using social security cards, you need to keep them properly and pay attention to protecting personal information and account security.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 5

The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.