Job Recruitment Website - Social security inquiry - What do you mean by social security?
What do you mean by social security?
First, the basic concept of social security
Social insurance is a social security system established by national or local governments through legislation. It aims to provide material help and guarantee the basic life of workers and other members of society through social assistance in the case of risks such as birth, old age, disease, death, disability and unemployment. Social security usually includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
Second, the difference between social security and non-social security.
Individuals who enjoy social security can enjoy all kinds of guarantees and benefits provided by the social security system as long as they meet the relevant regulations. For example, pension insurance can provide retirement pension; Medical insurance can reimburse medical expenses; Unemployment insurance can provide a certain living allowance during unemployment; Industrial injury insurance can get medical and economic compensation for injuries at work; Maternity insurance can reimburse maternity expenses and provide maternity leave allowance.
Individuals without social security cannot enjoy these social security benefits. They need to rely entirely on their savings and family support to cope with risks such as birth, illness, death and illness.
Third, how to participate in social security?
In China, workers usually need to sign labor contracts with employers, and employers pay social insurance premiums on their behalf. Individuals can also voluntarily participate in social insurance for urban and rural residents or social insurance for flexible employees, but they need to pay their own fees in accordance with relevant regulations.
Fourth, the importance of social security.
Social security system is an important system established by the state to protect the basic life of citizens. It helps to reduce the economic pressure of individuals and families when facing risks, improve the overall welfare level of society and promote social stability and harmony.
To sum up:
Whether there is social security refers to whether an individual participates in the social insurance system and enjoys the corresponding social security benefits. Individuals with social security can enjoy such benefits as pension, medical care, unemployment, work injury and maternity, while individuals without social security cannot enjoy these benefits. Participating in social security is of great significance to individuals and families, which can reduce economic pressure, improve the quality of life and promote social stability.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 10 stipulates:
Employees should participate in basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. Employers and employees shall pay basic old-age insurance, basic medical insurance and unemployment insurance in accordance with state regulations, and individuals shall not pay work-related injury insurance and maternity insurance.
Article 23 provides that:
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
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