How to calculate the payment of personal social security

Insurance Bian Xiao helps you answer, and more questions can be answered online.

First, the calculation method

1. Payment amount:

Payment amount = average wage of social workers in the previous year at the time of payment × unpaid index of the year to be paid × payment ratio × payment coefficient:

2. Personal account fund

Personal account gold = average salary of social workers in the previous year at the time of payment × unpaid index in the year to be paid × 1 1% × payment coefficient.

3. Individual contributions in individual account funds.

Individual contribution part = average wage of social workers in the previous year at the time of payment × unpaid index of the year to be paid × individual contribution ratio × contribution coefficient.

4. The supplementary year in the calculation formula of individual account fund and individual account fund payment shall not be earlier than 1996.

5. Cumulative calculation of overdue amount.

Second, the default index

Unpaid index = the total unpaid base in that year, and the average wage of social workers in that year. 1997 if the basic old-age insurance premium that has not been paid before the end needs to be paid in accordance with the regulations, the default index shall be determined by dividing the actual salary of the employees who should be paid in the current year by the average salary of the social employees in the current year, and then pay it back.

Third, the repayment coefficient.

The starting point of supplementary payment coefficient is 1. 1, and the coefficient increases by 0. 1 in advance every year. Calculated year by year.