Can social medical insurance and rural cooperative medical insurance be reimbursed at the same time?

The new rural cooperative medical system and social security cannot be reimbursed at the same time, only one of them can be reimbursed. If anyone participates in employee medical insurance, it is suggested to cancel the rural cooperative medical insurance. Rural cooperative medical insurance pays once a year, which does not generate personal account balance, so there is no problem of fee transfer.

If rural cooperative medical care and commercial medical insurance are purchased at the same time, the medical expenses can only be reimbursed by social security first, and the rest will be reimbursed by commercial medical insurance.

Both social medical care and commercial medical care follow a principle: the principle of cost compensation. That is, how much to spend, how much to quote. The combination of the two can be fully reimbursed.

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The extended information new rural cooperative medical system covers farmers with rural hukou, who voluntarily participate and are subsidized by the government.

Social security is for employees who have jobs. Social security is compulsory for employees. Companies pay most of the expenses, employees pay a small part of the expenses, and the government has no corresponding subsidies.

The two are also different in treatment. Because the cost of social security is much higher than the new rural cooperative medical system, the treatment of social security is also much higher than the new rural cooperative medical system, and the proportion of medical insurance reimbursement is also much higher than the new rural cooperative medical system.

The reimbursement scope of the new rural cooperative medical system is mainly divided into two parts, one is outpatient compensation, and the other is hospitalization compensation.

First, outpatient compensation

1, 60% for treatment in village clinics and village center clinics.

2, the town hospital reimbursement 40%

3, the secondary hospital reimbursement 30%

4, tertiary hospital reimbursement 20%

5. Traditional Chinese medicine invoices are accompanied by prescriptions, with a limit of 1 yuan.

6, the township cooperative medical outpatient compensation limit is 5000 yuan.

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