The difference between social security for enterprise employees and social security for flexible employees.

The differences between social security for flexible employment and social security for employees are as follows:

1, different types of insurance. Social security for flexible employees only participates in endowment insurance and medical insurance, and some areas can participate in unemployment insurance. Social security for employees includes pension insurance, medical insurance, work injury insurance, maternity insurance and unemployment insurance;

2. The payment base is different. Flexible employees are paid at 40%- 100% of the average monthly salary of employees in the whole province in the previous year. On-the-job employees are based on their average monthly salary in the previous year;

3. The payment ratio is different. The proportion of endowment insurance payment for flexible employees is 20%, with 80% of the average monthly salary of urban workers in the year above the medical insurance payment as the base, and the basic medical insurance premium is paid at the rate of 4.2% or 8%; On-the-job employee pension insurance units pay 20%, and individuals pay 8%; Medical insurance units pay 9% and individuals pay 2%; Unemployment insurance units pay 1%, and individuals pay 0.2%; Maternity insurance units pay 0.8%, and individuals do not pay; Work-related injury insurance units pay 0.8%, and individuals do not pay;

4. The payment entities are different. Flexible employees and individuals need to bear all social security expenses. On-the-job employees, the expenses required to pay social security shall be borne jointly by the employer and the employees, with the employer bearing most and the employees bearing a small part. Social security fees shall be withheld and remitted by the unit;

5. The household registration restrictions are different. Flexible employees and individuals must have local household registration to pay social security, and without local household registration, they can only participate in social security for urban workers. For on-the-job employees, there is no household registration limit for paying employee social security, as long as they work full-time;

6. Different willingness to pay. Flexible employees can decide whether to pay social security fees according to their actual situation. On-the-job employees must pay social security in accordance with regulations.

legal ground

Article 4 of the Social Insurance Law of People's Republic of China (PRC) stipulates that employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.