Is the critical illness insurance in the New Deal for Critical Illness the same as that paid by enterprises in social security?

The critical illness insurance in the New Deal for Critical Illness is different from the critical illness insurance paid by enterprises in social security.

Social security medical care includes minor illness medical care and serious illness overall planning, but social security is withheld every month, and the company is responsible for part of it and the individual bears part.

New policy of medical insurance for serious illness: insured individuals do not need to pay extra.

The reimbursement rate of serious illness insurance is not less than 50%.

The object of protection is urban residents' medical insurance and the new rural cooperative medical system, and individuals do not pay extra; It is undertaken by commercial insurance institutions.

First, the security object

Medical insurance for urban residents and new rural cooperative medical insurance.

Second, the source of funds.

From the urban residents' medical insurance fund and the new rural cooperative medical fund, there is no additional burden of individual payment.

Third, safety standards.

The annual high medical expenses of patients exceed the annual per capita disposable income of urban residents and the annual per capita net income of rural residents, and the specific amount is determined by the local government.

Fourth, the level of protection

The actual payment ratio of insurance is not less than 50%; In principle, the higher the medical expenses, the higher the payment ratio.

Verb (abbreviation of verb) way of undertaking

Government departments determine policies such as reimbursement, and choose commercial insurance institutions through bidding.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.