Dongguan social security personal social security

Dongguan social security personal social security refers to the behavior of individuals in Dongguan City to participate in social insurance and pay the relevant fees.

Objects of Dongguan individual social insurance

Dongguan individual social insurance is mainly for individuals who live or work in Dongguan, including local residents, migrant workers, and some eligible Hong Kong, Macao, Taiwan and foreigners. There may be differences in the contribution standards and treatment entitlements for different participants.

Second, individual social security contributions and standards

Individual social security contributions generally include two forms of unit contributions and individual contributions. The unit contribution means that the employer deducts from the individual's salary and pays the relevant social security fees on behalf of the individual in accordance with the prescribed ratio; the individual contribution means that the individual pays the fees to the social security organization or the designated bank in accordance with the prescribed contribution base and ratio.

As for the contribution standard, Dongguan City has formulated the corresponding social security contribution standard according to the national and local policies and regulations, taking into account the local actual situation. Individuals need to make contributions according to their type of participation and income level, and in accordance with the prescribed ratios and standards.

Third, the individual social security treatment enjoyment

Individuals in the social security and pay the relevant fees on time, you can enjoy the social security treatment. For example, when they reach the legal retirement age, they can receive a pension; when they are sick and hospitalized, they can get reimbursed by medical insurance; during the period of unemployment, they can receive unemployment insurance premiums and so on. The conditions and standards for entitlement to these benefits are implemented in accordance with national and local policy.

Four, the importance of individual social security

Individual social security is of great significance to protect the basic life of individuals and families. By participating in social security, individuals can get some financial protection when facing risks of old age, medical care, unemployment, etc., which reduces the burden of the family and improves the quality of life. At the same time, social security is also one of the important means for the state to realize social equity and stability.

In summary:

Dongguan social security individual social security is an individual in the city of Dongguan to participate in social insurance and pay the relevant fees, by participating in the social security can enjoy various social security benefits. Individuals need to participate in the type of insurance and income level according to their own, in accordance with the prescribed ratio and standards for contributions, in order to ensure that they can enjoy the corresponding treatment when needed. Social security is of great significance for the basic livelihood protection of individuals and families, and is also one of the important means for the state to realize social equity and stability.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 10 stipulates:

Employees shall take part in basic old-age insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, and shall pay basic old-age insurance premiums, basic medical insurance premiums, and unemployment insurance premiums by the employing unit and the employees*** together.

Article 23 stipulates:

Employees shall participate in basic medical insurance for employees, and the employing unit and the employees shall pay the basic medical insurance premiums *** together in accordance with state regulations.

Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees at their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.

The Labor Law of the People's Republic of China

Article 72 stipulates:

The social insurance fund determines the source of funding according to the type of insurance, and gradually implements social coordination. Employers and workers must participate in social insurance and pay social insurance premiums in accordance with the law.