Can I withdraw money from an electronic social security card?

Electronic social security card can withdraw money.

Electronic social security card has the function of financial account and can be used to withdraw money like ordinary bank cards. When purchasing medicines at designated pharmacies, if the insured person participates in the personal account of medical insurance, he can use the funds in the personal account to purchase medicines; At the same time, if the social security card financial account has funds deposited, it can also be used for payment. When the insured uses the electronic social security card to buy drugs, it is necessary to ensure that the drugs are within the scope of the basic medical insurance drug list and settled in the designated pharmacy. In addition, according to the provisions of Article 27 of the Social Insurance Law, if an individual reaches the statutory retirement age and the accumulated payment has reached the number of years stipulated by the state, he will no longer pay the basic medical insurance premium after retirement and can enjoy the basic medical insurance benefits in accordance with state regulations.

Function and application of electronic social security card;

1, online and offline payment: the electronic social security card can be used for online and offline medical payment in various medical institutions;

2. Personal identity authentication: the electronic social security card has the effect of legal identity documents and can be used for online and offline identity authentication;

3. Social security inquiry: Cardholders can inquire about personal social security information through electronic social security cards, such as payment records and rights collection;

4. Information change: the electronic social security card supports cardholders to update their personal information online, such as changing contact information and address;

5. Employment services: Electronic social security cards can be used for employment services such as employment registration and unemployment registration;

6. electronic certificate: The electronic social security card can be used as the electronic certificate for medical reimbursement and drug purchase.

To sum up, the electronic social security card has the function of a financial account, which can be used to withdraw money like an ordinary bank card, and can be paid by using the funds in the personal account when purchasing medicines at designated pharmacies. Insured people need to ensure that they are within the scope of the basic medical insurance drug list when purchasing drugs, and settle accounts at designated pharmacies. Individuals who have reached the statutory retirement age and accumulated contributions have reached the number of years stipulated by the state will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits.

Legal basis:

Notice of the People's Bank of Ministry of Human Resources and Social Security and the People's Bank of China on Loading Financial Functions into Social Security Cards

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The financial function of social security card is mainly realized by loading bank application on social security card. Social security card loaded with financial function (hereinafter referred to as social security card with financial function), electronic certificate, the cardholder enjoys the rights of social security and public employment services, and has the basic functions of social security card such as information recording, information inquiry and business handling, and can also be used as a bank card with financial functions such as cash deposit and withdrawal, transfer and consumption.