Can a 49-year-old woman still buy social security

At the age of 49, you can also buy social security and pay it for fifteen years.

When individuals who participate in the basic old-age insurance for employees reach the statutory retirement age, if the accumulated payment is less than fifteen years, the payment may be extended to fifteen years. Endowment insurance can be paid back, but it must bear the corresponding late payment fee. If the unit does not pay, you can ask the unit to repay.

Endowment insurance can be paid back, but it must bear the corresponding late payment fee. If the unit does not pay, you can ask the unit to repay. However, if the medical insurance is interrupted for three months, the continuous years cannot be calculated. When you retire from medical insurance, you must accumulate a certain payment period, and the actual payment period must reach five years. Only after retirement can you enjoy medical insurance benefits for life.

At the age of 49, I paid social security, which was a big loss. As a 49-year-old man, he has never participated in the basic old-age insurance, so it is actually late to establish employee old-age insurance now, because this employee old-age insurance needs to be paid for more than 15 years before he can retire and enjoy the treatment of this basic pension. Therefore, paying this basic old-age insurance at the age of 49 means that he can retire at the age of 64 and enjoy the treatment of this basic pension. Then there is no need to participate in this situation. Because employee pension insurance can't be paid in one lump sum before retirement, the accumulated payment period can't be completed. If the cumulative payment period does not reach the15th anniversary before the statutory retirement age, then they can only choose to postpone retirement and pay contributions year by year until their accumulated pension insurance reaches the15th anniversary before they can retire and enjoy pension benefits. Obviously, they can't retire and enjoy pension benefits until they are 65 years old.

What are the rules of social security?

1, female under 50, male under 60.

2. The insured has gone through the formalities for the renewal of endowment insurance.

3. Generally, social security card applications are accepted on 1-24 every month.

4. Insured persons who receive basic old-age insurance benefits on a monthly basis in this city can handle it. With my second-generation ID card and photo receipt issued by the photo studio, I can go to the four major state-owned banks to apply for social security.

To sum up, you should buy social security. When the insured reaches retirement age, if the pension insurance payment is less than 15, he can apply for personal social security payment to 15, that is, postpone retirement. If the insured before the implementation of the Social Insurance Law and the extension of payment is less than 15 years after 5 years, it can be paid to 15 years in one lump sum.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC). Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.