Can employee social security and urban and rural social security be paid together?

Rural social security, that is, medical insurance for urban and rural residents, is usually called the new rural cooperative medical system. Employee social security is the social security of five insurances and one gold paid in our work. You can't hand in two copies at the same time

These two social security objectives are different. The new rural cooperative medical system is mainly aimed at unemployed and uninsured rural residents, so the payment level is relatively low, and correspondingly, its security level will be lower. Employee social security is mainly aimed at people who have already worked, and its payment level will be higher, and the degree of protection will be higher than that of rural social security. The proportion of employee medical insurance reimbursement is also higher than that of rural medical insurance reimbursement. Moreover, employee social security can be used for life after paying a certain number of years, while rural social security is a one-year guarantee. If you don't participate in medical insurance, you won't be reimbursed in the second year.

Because the coverage of social security for urban workers is more, the proportion of medical insurance reimbursement for urban workers is higher, and the pension insurance benefits for urban workers after retirement are higher, it is generally recommended that you choose social security for urban workers. If the payment period of the old-age insurance for urban workers is less than 15 years at retirement, you can choose to extend the payment and pay the social security fee, or change the old-age insurance for urban workers into the old-age insurance for urban and rural residents and pay it in one lump sum.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.