Conditions for participation of flexible employees in Shenzhen

Whether it is a deep household or a non-deep household, flexible employees can apply for personal pension insurance, unemployment insurance and medical insurance, and those who meet the conditions can also participate in work-related injury insurance for specific personnel.

Insurance method:

Method 1:

1 Log in to Shenzhen Social Security official website.

http://

Select "Personal Online Service System _ Real Name Registration Declaration".

Click Online Processing-Personal Insurance Management-Flexible Employment Registration.

Method 2:

Self-service through self-service terminal.

Method 3:

You can bring the following original materials to each social security agency window to apply:

1 Shenzhen social insurance individual registration/change application form;

2. The original of my resident identity card;

3. The current savings account opened by this person in Shenzhen (unnecessary, the financial social security card of our city is not provided).

Method 4:

Through the official account of Shenzhen Social Security official WeChat.

endowment insurance

Insured population:

According to the relevant regulations, employees who have not reached the statutory retirement age and are employed flexibly in Shenzhen can apply to participate in the basic old-age insurance for employees of enterprises in Shenzhen in their personal capacity, and individuals pay the basic old-age insurance premium. Mainly includes the following categories of people:

1, individual industrial and commercial households without employees;

2. Part-time employees who have not participated in the basic old-age insurance in the employer;

3, relying on e-commerce, online car rental, online food delivery, express logistics and other new commercial platforms to achieve employment, and has not established labor relations with new commercial platform enterprises;

4. Other flexible employees as stipulated by the State and Guangdong Province.

Provisions on insurance payment:

1. Payment base: The minimum wage standard promulgated by Shenzhen Municipal People's Government is within the range of 300% of the average monthly wage of employees in full-caliber urban units in Guangdong Province last year.

2. Insurance scope: basic endowment insurance for enterprise employees.

3. Payment proportion: the payment proportion is 20%, of which 12% is credited to the overall fund and 8% to the personal account.

4. The current minimum monthly payment is 472 yuan.

medical insurance

Insured population:

From May 10, 2022, non-Shenzhen household registration personnel who have not reached the statutory retirement age and are employed flexibly in Shenzhen (Hong Kong, Macao and Taiwan personnel are subject to the original regulations) can apply for the first basic medical insurance in Shenzhen in their personal capacity and pay the basic medical insurance premium. Mainly includes the following categories of people:

1. Individual industrial and commercial households without employees;

2. Part-time employees who have not participated in employee medical insurance in the employer:

3. Employees with new employment forms who rely on new business platforms such as e-commerce, online car rental, online food delivery and express logistics to achieve employment and have not established labor relations with new business platform enterprises;

4. Other flexible employees as stipulated by the State and Guangdong Province.

Provisions on insurance payment:

1. payment base: the salary income declared by individuals is the payment base, and the upper and lower limits of payment are 60%-300% of the average monthly salary of employees in this city in the previous year.

2. Payment insurance: the first file of basic medical insurance.

3. Payment ratio: the payment ratio is 8%, and you participate in local supplementary medical insurance, and the payment ratio is that you don't need maternity insurance.

At present, the minimum monthly repayment amount is RMB.

5. Enjoy treatment: enjoy the first-class treatment of basic medical insurance according to regulations, and enjoy the treatment of maternity medical expenses for employees.

unemployment insurance

Insured population:

According to the relevant regulations, flexible employees who have not reached the statutory retirement age in our city can apply for unemployment insurance in their personal capacity, and individuals pay unemployment insurance premiums. Mainly includes the following categories of people:

1. Individual industrial and commercial households without employees;

2. Employees of new business platforms who rely on new business platforms such as e-commerce, online car rental, online food delivery and express logistics to achieve employment, but have not established labor relations with related enterprises such as platforms or institutions, and obtained service qualifications recognized by the platforms, and actually carry out business.

Provisions on insurance payment:

1. payment base: declared according to the average income of flexible employees before 12 months. If the flexible employment is less than 12 months, the payment base shall be declared according to the actual average monthly income of employment.

Then declare the payment base once a year in July, and pay unemployment insurance premium according to the payment base from July this year to June the following year. The payment base shall not be lower than the minimum wage standard of this Municipality, and the average monthly income shall be 3 times higher than the average monthly salary of employees in this Municipality last year, and shall be declared according to 3 times the average monthly salary of employees in this Municipality last year.

2. Payment proportion: 1%

3. At present, the minimum monthly repayment is RMB.

employment injury insurance

Insured population:

1, workers over the statutory retirement age;

2. Internship students and unit interns;

3. Employees in new formats (online car rental, take-away food delivery, same-city freight, instant delivery, etc.). );

4. Domestic service personnel employed by domestic service agencies;

5. Volunteer service organizations established according to law recruit volunteers engaged in specific public welfare activities;

6, has enjoyed one to four industrial injury disability allowance or disability allowance;

7, the village (community) two committee personnel;

8. Express delivery practitioners.

Provisions on insurance payment:

According to your monthly labor remuneration or subsidies to subsidy income, the payment base is between 60% and 300% of the average salary of full-caliber employees in the whole province last year. When a public institution participates in work-related injury insurance for a specific person, the work-related injury insurance rate standard of this unit is directly applicable.

* The insured person does not need to handle it by himself, but can handle it through his work unit or institution in Shenzhen. Business units can choose the online service system of Shenzhen Social Insurance Fund Administration or the nearest social security agency window to handle the registration of personal work-related injury insurance.

New insured units need to apply for social insurance registration first, and then apply for specific personnel to participate in work-related injury insurance registration. After a public institution handles the registration of work-related injury insurance for specific personnel, it may voluntarily handle the registration of work-related injury insurance for those who meet the scope of insurance coverage.