What kinds of China Ping An Children's Insurance are there?

China Ping An Life Insurance Company of China Insurance Company's China children's insurance includes children's critical illness insurance, medical insurance and accident insurance. Want to know more about Ping An Insurance, you can click on the following link: How about China Ping An Life Insurance Company of China Insurance Company, what products it has, what good products it has, and what pit routines it has, and make an in-depth analysis.

Knowing the main types of children's insurance in China Ping An Life Insurance Company of China Insurance Company, the following senior will come to the actual situation and give you a direct evaluation of a product under the company. Then let's take the critical illness insurance of children's Shi Shengfu (Youyue Edition) as an example!

Let's take a look at the protection map of this product: png.

1, analysis of insurance rules

Children's Welfare (Youyue Edition) critical illness insurance supports 0- 17-year-old minors with a lifetime guarantee period. Once the insurance is successful, the child will have a stable disease protection.

This product has four payment cycles, namely 10, 15, 19 and 20 years. The longest payment period is only 20 years, and many children's critical illness insurance in the market can reach 30 years. In contrast, the payment cycle setting of this product is not intimate enough.

If you don't know how to choose the payment period, don't worry. You can read this article: How to choose the payment period so as not to lose money?

In addition, the waiting period of this product is only 90 days, which is an excellent level in the market. Compared with similar critical illness insurance products with a waiting period of 180 days, this product can make consumers enjoy all the protection of the product earlier and be more friendly.

2. Analysis of guarantee responsibility

Children's Welfare (Youyue Edition) critical illness insurance has also made great efforts in ensuring responsibility. In addition to providing protection for mild, moderate and severe diseases, it also provides intimate death insurance, children's specific insurance and high-value specific disease insurance.

It is worth mentioning that parents can also choose optional responsibilities according to their children's actual needs. Optional responsibility A is the special guarantee fund for major diseases; Optional responsibility b is to escort money.

If you choose to add optional liability B, even if the child is unfortunately ill and hospitalized, the accompanying money paid by the insurance company can help solve the income loss during the parental care and reduce worries.

If you want to know more about the critical illness insurance of Children's Welfare (Youyue Edition), you can click the following link: Is Ping An Children's Welfare (Youyue Edition) worth buying? I advise you to read this article before you decide!

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