Job Recruitment Website - Social security inquiry - If you buy social security, you don't have to buy medical insurance?
If you buy social security, you don't have to buy medical insurance?
Social security includes basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. Therefore, after the insured pays the social security, he has generally paid the medical insurance, and there is no need to pay it again.
The meaning of social security:
1, basic old-age insurance, to ensure that you reach retirement age, you can receive a pension according to the regulations, and insure your basic life in the second half of the year.
2, basic medical insurance, to ensure basic medical care, the vernacular is that you can reimburse medical expenses according to a certain proportion, to ensure that you can cure diseases.
3. Unemployment insurance. After unemployment is guaranteed, you can receive unemployment benefits according to regulations to ensure the most basic living needs during unemployment. You can also enjoy Medicaid during unemployment, and you can enjoy vocational training and employment training for unemployed people during unemployment.
4. Work-related injury insurance refers to the unit participating in insurance, which guarantees employees' work-related accidents, disability or death with the power of social security, guarantees employees' medical care and receives work-related injury allowance and one-time subsidy, with a high proportion of medical expenses reimbursement.
5, maternity insurance, is to protect the workers' fertility, childbirth, induced labor, ligation, family planning measures and other reimbursable expenses.
To sum up: you have to pay medical insurance after paying social security, because social security includes medical insurance. If you want to buy social security, you must buy medical insurance. Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
Legal basis:
People's Republic of China (PRC) social insurance law
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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.
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