Job Recruitment Website - Social security inquiry - What is the impact of stopping paying medical insurance for one month?

What is the impact of stopping paying medical insurance for one month?

Legal analysis: Yes. The insured fails to pay the medical insurance premium within the specified time. Then from next month, you will no longer enjoy medical insurance benefits. If you are unfortunately hospitalized next month, you will not be able to make medical reimbursement. If the employer fails to pay the employee's medical insurance premium within 3 months, it still needs to pay interest and late fees. If the payment of social security is 1 month, then this month is not included in the actual payment period of medical insurance. So don't cut off social security easily, which still has a great impact on medical insurance. After the medical insurance is cut off, it can no longer be used according to the regulations. If you want to continue to pay after the interruption of medical insurance, you must make up all the expenses during your friend's period in accordance with the regulations. Record the continuous payment period during the overdue period, but you can't enjoy the payment treatment of the overall fund. If you only pay 1 month's social security and pay medical insurance next month, you can use medical insurance from next month.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.