What is the impact of Ningbo social security breaking off for one month?

Cutting off social security for one month in Ningbo will have an impact on personal medical insurance, pension insurance and unemployment insurance, and may also affect the qualification of individuals to buy a house and a car.

Specifically, cutting off social security will affect personal medical insurance, pension insurance, unemployment insurance and so on. In terms of medical insurance, after breaking off diplomatic relations, if the premium is paid within the grace period, the reimbursement will not be affected, but if the premium is not paid after the grace period, the medical expenses cannot be reimbursed. In terms of old-age insurance, although breaking off diplomatic relations for one month will not affect retirement, the accumulated payment period will be reduced, thus affecting the pension benefits after retirement. In addition, the severance of social security may also affect the individual's eligibility to buy a house and a car, because in some cities, these qualifications are linked to the continuous payment record of social security.

In order to avoid the adverse effects of social security failure as much as possible, individuals should pay social security fees on time to ensure the continuity of social security. If it is unfortunate to break diplomatic relations, it should be paid as soon as possible to restore social security rights and interests. At the same time, individuals should also pay attention to their social security payment records to ensure that all information is accurate and complete.

To sum up:

Cutting off social security for one month in Ningbo will have an impact on personal medical insurance, pension insurance and unemployment insurance, and may also affect the qualification of individuals to buy a house and a car. Individuals should pay social security fees on time, ensure the continuity of social security, and pay them back as soon as possible when there is a broken file.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 63 provides that:

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

People's Republic of China (PRC) social insurance law

Article 86 provides that:

If the employer fails to pay the social insurance premium in full and on time, the social insurance premium collection agency shall order it to pay it within a time limit or make up for it, and from the date of default, an overdue fine of 5/10000 shall be added daily; Failing to pay within the time limit, the relevant administrative departments shall impose a fine of more than one time and less than three times the amount owed.