Can I return social security if I die less than one year after retirement?

Ensure that the materials provided are true and effective, so as not to affect the audit results; Secondly, understand the office hours and locations of local social security departments to avoid missing the processing time; Finally, pay attention to the changes in social security policies in order to keep abreast of the latest refund regulations.

I. Overview of social security refund policy

In China, the social security system is established to protect the basic needs of citizens. When a retiree dies, the funds in his social security account usually follow certain regulations and procedures. Policies may be different in different regions and different time periods, so the specific refund regulations need to refer to the relevant regulations of the local social security department.

Second, the refund amount and calculation method

The amount refunded by social security generally includes the part paid by the individual and the possible interest. The specific calculation method may vary from region to region, but it is usually determined according to the balance in the personal social security account and a certain interest rate. It should be noted that the part paid by the unit is usually not refunded, but is included in the social security fund to pay the social security benefits of other insured persons.

Three. Refund process and required materials

The process of social security refund generally includes the following steps: first, it is necessary to prepare relevant certification materials, such as the death certificate of retirees, proof of kinship, etc.; Then, go to the local social security department for refund procedures; Finally, wait for approval to receive the refund amount. The specific required materials and processes may vary from region to region, so it is recommended to consult the local social security department for detailed information.

Fourth, matters needing attention

When handling social security refund, we need to pay attention to the following points: First, ensure that the materials provided are true and effective, so as not to affect the audit results; Secondly, understand the office hours and locations of local social security departments to avoid missing the processing time; Finally, pay attention to the changes in social security policies in order to keep abreast of the latest refund regulations.

To sum up:

If you die less than one year after retirement, whether social security can be refunded depends on the specific social security policy. When handling social security refund, you need to know the local policies and regulations, calculation methods, processes and required materials, and pay attention to related matters. It is recommended to consult the local social security department or relevant institutions to ensure that the social security refund procedures can be handled correctly and efficiently.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 17 stipulates:

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

Detailed Rules for the Implementation of People's Republic of China (PRC) Social Insurance Law

Article 13 stipulates:

If the insured dies, the balance of the personal account can be inherited according to law.