Why should I pay the social security fund of 3957 for my income of 2280 yuan?

For policy issues, you can consult local government departments, such as the local social security bureau.

In terms of social security payment, individuals need to pay pension insurance, medical insurance and unemployment insurance, while maternity insurance and industrial injury insurance do not need to be paid. Taking the payment base of 3,000 as an example, the social security premium that individuals need to pay is: 3,000 times 8% 3,000 times 2% 3,000 times 1% = 330 yuan. The base of each person's social security payment is different, and the proportion of social security payment in each region is slightly different, which can be calculated according to their own actual situation.

When verifying the monthly payment base of employees participating in endowment insurance, if the average monthly salary of employees in the previous year was less than 2,849.35 yuan, 2,849.35 yuan was used as the payment base, and14,246.75 yuan was used as the payment base; If there is no annual average monthly salary income due to new insurance, relocation and other reasons this year, the payment base shall be approved based on the salary income in recent months. If the total wage of the unit is lower than the sum of the employee payment bases, the unit payment base shall be approved according to the sum of the employee payment bases. Social insurance should be based on the total wages of all employees of this unit this month. On the calculation caliber of total wages: According to the relevant documents of the National Bureau of Statistics, total wages refer to the total amount of labor remuneration paid directly by all units to all employees in a certain period, which consists of hourly wages, piece-rate wages, bonuses, overtime wages, wages paid under special circumstances, allowances and subsidies. The total labor remuneration includes: the total wages of employees on the job; Living expenses of off-duty employees; Labor remuneration for hiring or retaining retirees; Labor remuneration of foreigners, Hong Kong, Macao and Taiwan personnel and employment of other employees.

The social security payment base is 60%-300% of the average social wage. Social security will be approved at a fixed time every year, in March or July, and the latest minimum base and maximum base will be released. Generally speaking, enterprises help employees pay the minimum social security. Of course, some companies will pay social security for their employees according to the average salary of the previous year. Legal basis: Article 72 of the Labor Law determines the sources of social insurance funds according to the types of insurance, and gradually implements social overall planning. Employers and workers must participate in social insurance and pay social insurance premiums according to law.