Is it useful to start paying social security when pregnant?

It may not help to pay social security if you are pregnant. This is because maternity insurance will not be reimbursed until one year later. Whether it is a natural delivery or a caesarean section, there is a certain amount. More than one year is defined as the time from the time you pay maternity insurance to the time when the fetus is delivered. If you pay social security after pregnancy, because the normal pregnancy time of our women is 10 months, which is 280 days, which is 360 days short.

How to reimburse pregnancy social security:

1, social security can only be reimbursed after giving birth.

2. The maternity insurance fund compensates the unit in the form of maternity allowance. The compensation standard is: female workers who have been pregnant for more than 7 months (including 7 months) and delivered naturally or have been born prematurely for less than 7 months are entitled to 3 months of maternity allowance; In case of dystocia or cesarean section, the maternity allowance will be increased by half a month, and in case of multiple births, the maternity allowance will be increased by half a month for each additional baby; Those who have miscarried or induced labor for more than 3 months but less than 7 months are entitled to 1.5 months' maternity allowance, and those who have miscarried for pathological reasons within 3 months are entitled to 1 month's maternity allowance. Maternity allowance is based on the average monthly payment salary of maternity insurance for female employees before prenatal or family planning operation 12 months.

3. Maternity nutrition subsidies and perinatal health care subsidies. Female employees who meet the statutory maternity leave for more than 90 days can enjoy maternity nutrition subsidies in 300 yuan and perinatal health care subsidies in 700 yuan.

4. One-time maternity allowance: female employees who take maternity insurance in our company are unemployed and meet the family planning requirements during the period of receiving unemployment insurance benefits, and can enjoy one-time maternity allowance: 2,400 yuan for miscarriage in 400 yuan, 4,000 yuan for multiple births in difficult childbirth, and 50% for male employees whose spouses are not included in maternity insurance and meet the family planning requirements.

5. The maternity allowance shall be compensated by the unit, and my basic salary, bonus and welfare expenses shall be paid by the unit during the maternity leave of the insured female employees.

6, family planning operation fees, including due to the needs of family planning, the implementation of the placement (removal) of intrauterine devices, induced abortion, induced labor, skin burial, sterilization and recanalization surgery costs, included in the scope of maternity insurance fund settlement.

Legal basis:

People's Republic of China (PRC) social insurance law

Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.

Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowance.

Fifty-fifth maternity medical expenses include the following:

(1) Maternity medical expenses;

(two) family planning medical expenses;

(3) Other project expenses stipulated by laws and regulations.