The balance of second-class social security and medical insurance in Shenzhen is 0.

Xiao Yijing is often asked in the background: Xiao Yi, why can't I use my credit card to buy medicine when my medical insurance account shows zero balance? Let Xiao Yi explain it to you next! First, make clear whether you pay employee social security. Generally speaking, as long as employees' social security is paid normally, a sum of money will be transferred from local social security to personal medical insurance account every month. But pay attention! If you find that the balance in the employee medical insurance personal account is zero, it is probably because you paid the second and third medical insurance in Shenzhen. Those who participate in the first file of Shenzhen's basic medical insurance (original comprehensive medical care) have a personal medical insurance account, and see the clinic at any designated medical institution, and the expenses are paid by the personal medical insurance account; Personal accounts are used to pay the medical expenses within the scope of the general outpatient medical insurance catalogue of the insured. Community health center basic medical expenses personal account to pay 70%, the overall fund to pay 30% in accordance with the provisions. Those who participate in the second file of Shenzhen basic medical insurance (original hospitalization) and the third file of basic medical insurance (original migrant workers' medical care) do not have personal accounts for medical insurance, and can only see outpatient clinics in bound medical institutions, and the expenses are paid by the overall fund in accordance with the relevant provisions of the medical insurance measures. Second-level insured/third-level insured: drugs belonging to Class A and Class B are paid by the community outpatient co-ordination fund according to the proportion of 80% and 60% respectively; 90% of the single diagnosis and treatment or medical materials belonging to the medical insurance catalogue shall be paid by the community outpatient co-ordination fund, but the maximum payment amount shall not exceed 120 yuan; The total outpatient medical expenses paid by the community outpatient co-ordination fund to each second-grade and third-grade insured within a medical insurance year shall not exceed 1000 yuan. In addition to the second and third files of Shenzhen medical insurance, there are Dongguan: Dongguan social security files, gold cards have personal accounts, and silver cards have no personal accounts. Silver card is basic medical insurance, and gold card is supplementary medical insurance. Participating in supplementary medical insurance can enjoy hospitalization supplementary medical insurance, personal account of medical insurance and specific outpatient service. In addition, employees in other cities generally have personal accounts for medical insurance. If the payment is successful, but the income cannot be queried, it is generally because the query method is incorrect or the social security system is running, and it can be queried after a while. At present, the ways to query the balance of medical insurance card are: 1, and dial12333; 2. Log in to the social security inquiry system of the city where you are located for inquiry; 3. After the social security card is bound on third-party platforms such as Alipay and WeChat, the balance can also be directly queried. Two, flexible employees as flexible employees, not according to the minimum payment to set up personal accounts for medical insurance. The social security department will announce the medical insurance payment standard when paying the fee every year, one of which is low-grade. According to the low-grade payment, there is only a pool fund and no personal account, so the money will not be refunded, but it will not affect the proportion of reimbursement when you are in hospital. Three. Due to the low payment base of medical insurance for urban and rural residents, all the money goes into the overall account to reimburse hospitalization expenses, and no personal account expenses are formed. Xiao Yi tip: Even if there is no money in the personal account, it will not affect our reimbursement. Because reimbursement involves pooling the money in the account, even if there is no money in the medical insurance card, as long as our medical insurance is in a normal payment state, we can enjoy medical reimbursement. Only the out-of-pocket part can only be paid in cash, not by medical insurance card. Employees pay more for medical insurance and enjoy higher treatment than residents' medical insurance. For example, they can get lifelong medical insurance by paying a certain number of years. If conditions permit, you can consider purchasing employee social security.