How to calculate the social security ratio

Legal analysis: 1, the social security payment ratio is generally as follows:

(1) Old-age insurance: 20% for units and 8% for individuals;

(2) Medical insurance: 8% for units and 2% for individuals;

(3) Unemployment insurance: unit 2%, individual1%;

(4) Work-related injury insurance is entirely borne by the enterprise, at around 1%, and individuals do not need to pay it;

(5) Maternity insurance is also borne by enterprises, which is about 1%, and does not need to be paid by individuals.

2. The payment base is determined according to the individual wage level (within the range of 300%-60% of the local average social wage) and shall not be lower than the minimum payment standard.

3. Payment amount = payment base * payment ratio. For example, if the payment base is 2000, then the individual pays 2000*8%= 160, and the company pays 2000*20%=400, and then other calculations are made.

Legal basis: Article 79 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the administrative department of social insurance shall supervise and inspect the income and expenditure, management and investment operation of social insurance funds. If problems are found, it shall put forward rectification opinions, make a decision according to law or make suggestions to relevant administrative departments. The inspection results of social insurance funds shall be announced to the public regularly.

The administrative department of social insurance shall supervise and inspect the social insurance fund and have the right to take the following measures:

(a) to consult, record and copy the information related to the income and expenditure, management and investment operation of social insurance funds, and to seal up the information that may be transferred, hidden or lost;

(two) ask the units and individuals related to the investigation, and ask them to explain the problems related to the investigation and provide relevant certification materials;

(three) to stop the concealment, transfer, embezzlement and misappropriation of social insurance funds and order them to make corrections.