Flexible employment and social security are cheating?

1. Unstable: To put it bluntly, flexible employment means that there is no fixed job and income is not guaranteed, while most flexible employees belong to laid-off workers, unemployed people, self-employed people and so on. And only a few people have relatively stable jobs or incomes. Therefore, most people who pay social security in the form of flexible employment have no stable income or work, and this instability will also affect the life of the insured.

Compared with employees in enterprises, flexible employment is more difficult, because there is no fixed job, income is not guaranteed, and the quality of life fluctuates. So if you can pay in the enterprise, don't choose flexible employment payment, because these two different payment methods represent our living conditions.

2. High cost: employees of enterprises pay social security, and individuals only need to bear a small part of the expenses, and most of the other expenses are borne by the company. Flexible employees pay social security, and all expenses are borne by individuals. Compared with on-the-job employees, flexible employees pay about 60% more, so the cost of paying social security for flexible employees is very high.

3. Less welfare benefits: Flexible employees pay high social security fees, but enjoy less welfare benefits, only old-age insurance and medical insurance. After maternity insurance is incorporated into medical insurance, flexible employees can also enjoy some maternity insurance benefits, such as maternity allowance and maternity leave, but flexible employees can't. Even so, compared with the social security benefits of enterprise employees, the social security benefits of flexible employees are much less.

For example, the social security benefits of enterprise employees include not only endowment insurance and medical insurance, but also unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. Some enterprises have also paid enterprise annuities or occupational annuities for their employees, so that employees can enjoy more social security benefits.

In short, the overall loss of employees who pay social security for flexible employment is greater than that of enterprise employees. If you can pay in the enterprise, it is better to pay social security in the enterprise as much as possible.