What does it mean to be in access?

Generally speaking, when Medicare shows "Accessing", it means that the opening of this type of health insurance is in the process, and is not yet in effect. The insurance will not be effective until it is displayed as "open". However, there is also a case where the online function of the medical insurance is not completed under the system, but it has already started to take effect. If you find that your medical insurance has already been deducted but still shows "accessing", you need to contact the system's customer service or go to your local social security office to make an inquiry. The "Accessing" display for Medicare is common for first-time insurance purchasers (Social Security, Medicare, Workers' Compensation, Unemployment, etc.). Under normal circumstances, just wait a while for the status to change to "Open" and you can view the specific information.

A basic introduction

Medical insurance refers to the national legislation, in accordance with the principle of mandatory social insurance basic medical insurance premiums should be paid by the employer and individual employees in full and on time. If you do not pay in full and on time, your personal account will not be counted, and the basic medical insurance fund will not pay for your medical expenses. In Beijing, for example, the proportion of medical insurance contributions: the employer pays 10% of the total contribution base each month, and the employee pays 2% of his salary + 3 dollars for the general medical insurance.

Medical insurance is a kind of insurance to compensate for the medical expenses caused by diseases. Employees due to illness, injury, maternity, social insurance by the community or enterprises to provide the necessary medical services or material help. Such as China's public medical care and labor insurance medical care. Chinese workers' medical expenses are borne by the state, units and individuals*** together, in order to reduce the burden on enterprises and avoid waste. Occurrence of insurance liability liability accidents require treatment is to pay a proportion of the insurance premium.

Two, the origin of the development

Medical insurance, traditionally refers to a specific organization or agency operated by the policy and regulations with enforcement or voluntary conclusion of the contract, in a certain region of a certain number of insured people to raise medical insurance fund.

Medical insurance originated in Western Europe, dating back to the Middle Ages. With the success of the bourgeois revolution, the cottage industry was replaced by large industries and a modern industrial workforce emerged. Due to the harsh working environment, prevalent diseases and industrial accidents made workers demand appropriate medical care. However, their wages were low and it was difficult for them to pay for medical expenses personally. So workers in many places organized themselves to raise a portion of the funds for expenses in case of illness. But this form was not very stable, and it was small and had a low ability to withstand risks.In the late 18th and early 19th centuries, private insurance developed in Western Europe and became an important way for the state to raise funds for medical care.

Medical insurance has the basic features of social insurance such as compulsory, mutual aid and social. Therefore, the medical insurance system is usually legislated by the state, mandatory implementation, the establishment of a fund system, the cost of the employer and the individual **** with the payment of medical insurance, medical insurance premiums paid by the medical insurance organization, in order to solve the workers due to illness or injury brought about by the medical risk.

Legal basis: the Chinese people*** and the State Social Insurance Law, Article 2 of the State to establish a basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance system, to protect the citizens in old age, disease, industrial injury, unemployment, childbirth and other situations in accordance with the law from the State and the community's right to obtain material help.