What is the general social security ratio in Lu 'an?

The minimum payment base of social security in Lu 'an is 3064 yuan, and the maximum payment base is 1532 1 yuan. Usually, the specific calculation of social security expenses needs to be multiplied by the corresponding payment base according to the relevant payment ratio. The social security contribution ratio of the old-age insurance is 0/6% for the employer/kloc and 8% for the individual. The proportion of individual medical insurance is 2%, and the proportion of unit contribution is 7%.

1. What is the general social security ratio in Lu 'an?

The minimum payment base of social security in Lu 'an is 3064 yuan, and the maximum payment base is 1532 1 yuan. Usually, the specific calculation of social security expenses needs to be multiplied by the corresponding payment base according to the relevant payment ratio.

Lu 'an is a prefecture-level city in Anhui Province, and the highest and lowest social security payment bases are determined according to the average wage level in Anhui Province. According to the statistics of Anhui Provincial Bureau of Statistics, the average wage of employees in all-caliber urban units in Anhui Province is 60,340 yuan, and the average monthly wage is about 5,028.3 yuan.

The highest standard of social security payment base in Lu 'an is 1532 1 yuan/month; The minimum standard of social security payment base is 3064 yuan/month.

1. Old-age insurance: unit contribution ratio 16%, individual contribution ratio 8%;

2. Medical insurance: the unit contribution rate is 7%, and the individual contribution rate is 2%;

3. Unemployment insurance: the unit contribution rate is 0.5%, and the individual contribution rate is 0.5%;

4. Work-related injury insurance: the proportion of unit contributions is paid according to industry standards, and individuals do not pay;

5. Maternity insurance: the unit contribution rate is 0.5%, and individuals do not pay.

Second, how to calculate social security contributions?

1, social security payment base

Social security payment base refers to the wage base used by enterprises or individual employees to calculate and pay social insurance premiums. This base multiplied by the prescribed rate is the amount of social insurance premiums that enterprises or individuals should pay.

Local social security payment bases are linked to local average wage data. It is determined according to the average monthly wage income of employees from June 1 day to February 1 day in the previous year. Once a year, it will not change within one year after confirmation. The time to apply for adjusting the social security base is generally in July.

Enterprises generally take the total wages of enterprise employees as the payment base, and individual employees take half of their average monthly salary in the previous year as the salary base for individuals to pay social insurance premiums. In China, the payment base is approved by the social insurance agency according to the employer's declaration.

2. Payment ratio

Payment ratio, that is, the collection rate of social insurance premiums. China's "Social Insurance Law" does not make specific and clear provisions on the collection rate of social insurance. According to China's current social insurance policy, different types of social insurance have different collection ratios.

Generally speaking, where can I buy social security?

The purchase of social security can be handled at the local social security agency. There are three ways for individuals to pay social security, one is through the unit, the other is through the social security platform, and the third is as a freelancer.

Individuals as freelancers pay social insurance: according to the prescribed payment base (local differences), they pay according to a certain proportion, and local regulations are different. Pension insurance is generally paid at the rate of 18-28%, and medical insurance is generally paid at the rate of 6- 10% of the local average social wage level in the previous year. Conditions: Have urban household registration in this city, and meet the conditions for insurance.

Unit payment: that is, the unit and the individual jointly pay, the unit pays part, and the individual pays part, which is paid according to a certain proportion of the individual's average monthly salary income in the previous year. The individual part is paid according to 8% of the average salary of the individual in the previous year, 2% for medical insurance and 0.5- 1% for unemployment insurance.

Unemployment and non-local residents pay social security: social security platform pays. It depends on whether the business license, labor dispatch certificate and human resource license are complete, the scale of the platform and so on.

The purchase of social security can be handled at the local social security agency. There are three ways to apply for social security. The first way is that the unit pays social security for employees in a unified way. The second way is to apply for social security directly through the social security platform. The third way is to apply for social security with flexible employees. Generally, flexible employees can only buy medical insurance, endowment insurance and unemployment insurance.