Is it cost-effective for freelancers to pay endowment insurance?

Poly cost-effective 1, residents' endowment insurance

Freelancers can pay residents' old-age insurance at the social security bureau where their household registration is located. Residents' pension insurance is generally paid annually, and the insured can choose the appropriate payment grade according to their own economic situation.

2. Employee pension insurance

Freelancers can pay employee pension insurance as flexible employees at the domicile. Because there is no company to help pay part of the insurance costs, they need flexible employees to bear all the costs themselves. Insured people can also enjoy the same pension benefits as enterprise employees by paying employee pension insurance.

Freelancers need to choose a more suitable payment method of endowment insurance according to their own economic situation and pension needs. If the economic situation permits, they will enjoy better pension benefits after retirement. If the economic pressure of paying endowment insurance for employees is great, residents' endowment insurance can be chosen, and their old-age life can also be guaranteed to a certain extent.

Freelancers, also known as flexible employees, refer to people who work independently, are not affiliated with any organization, engage in a certain occupation, and do not make long-term commitments to any employer, including individual industrial and commercial households without employees, freelancers, and people with unstable jobs. , covering a very wide range.