How to cancel the medical insurance account cancellation process

Cancellation of medical insurance account is a relatively simple process, but it needs to be ensured to follow the prescribed steps to avoid unnecessary troubles. The cancellation of medical insurance accounts usually involves the operation of the medical insurance bureau or relevant social security departments. The specific process of medical insurance account cancellation will be introduced in detail below.

First, understand the cancellation conditions.

Before canceling the medical insurance account, you need to know the conditions for cancellation. Generally speaking, the cancellation of medical insurance accounts needs to meet the following conditions: the insured has stopped paying medical insurance fees and there are no outstanding medical expenses; Or if the insured has died, it is necessary for his successor or legal representative to go through the cancellation procedures.

Second, prepare relevant materials.

Preparing the materials needed for cancellation procedures is the key step to cancel the medical insurance account. Generally speaking, the following materials need to be prepared:

1. Original and photocopy of valid personal identification documents;

2. The original and photocopy of the medical insurance card;

3 related medical expenses settlement certificate (if any);

4. The valid identity certificate and relationship certificate of the heir or legal representative (if the insured has died).

Third, go to the medical insurance bureau or the social security department.

After preparing the materials, you need to go to the local medical insurance bureau or social security department for cancellation. When handling, you need to fill in the cancellation application form and submit the above-mentioned prepared materials. The staff will review the submitted materials and go through the cancellation procedures after confirming that they are correct.

Fourth, confirm the cancellation result.

After completing the logout procedure, you need to confirm the logout result. Generally speaking, the medical insurance bureau or the social security department will issue a cancellation certificate, which the insured can use to confirm the successful cancellation of the medical insurance account.

To sum up:

The cancellation process of medical insurance account includes understanding the cancellation conditions, preparing relevant materials, and going to the medical insurance bureau or social security department to confirm the cancellation results. In the process of handling, it is necessary to ensure that the materials provided are true and effective and operate according to the instructions of the staff. After successfully canceling the medical insurance account, the insured will no longer enjoy medical insurance benefits, so it is necessary to ensure that all relevant medical expenses have been handled before canceling.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 27 provides that:

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

People's Republic of China (PRC) social insurance law

Article 58 provides that:

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.