How can Chengdu buy a house without social security?

In Chengdu, you can buy a house without social security, mainly in the following ways:

1. Settle down and buy a house: if you buy a house outside this city, you can apply for buying a house at the district/county real estate trading center where the property is located with your household registration book, ID card, marriage certificate (or divorce certificate) and the original and photocopy of your temporary residence permit;

2. Talents can settle down to buy a house: high-level talents can settle down with relevant certification materials and buy real estate in Chengdu after settling down;

3. Certificate of place of registration of the unit: if you buy a house in the place of registration of the unit, you need to provide the certificate of place of registration of the unit, the certificate of personal residence for more than one year, and the labor contract or employment certificate signed with the unit for more than one year;

4. Housing for Talents: It meets the living conditions of talents in Chengdu, and enjoys relevant government preferential policies when purchasing services in talent apartments.

Conditions for paying social security:

1. has a legal labor relationship: that is, signing a labor contract with the employer or having other forms of labor relationship with the employer;

2./kloc-China citizens over the age of 0/6: According to state regulations,/kloc-minors under the age of 0/6 are not allowed to sign labor contracts with employers or participate in social insurance;

3. Employers and employers must be in China: because social insurance is implemented in accordance with the laws of China, only people who work in China can participate in social insurance;

4. Persons who have not reached the statutory retirement age: According to national regulations, women generally reach the statutory retirement age between 50 and 55 years old, while men generally reach the statutory retirement age between 55 and 60 years old, and they do not need to pay social insurance after retirement.

Personal social security payment process:

1. Individuals with urban or rural hukou can pay social security by themselves at local social security service points or at county-level social security bureaus. Individuals who pay social security can only pay endowment insurance and medical insurance;

2. Individuals can pay social security for themselves as freelancers. When paying social security, you need to bring your household registration book, ID card and copy, and prepare two one-inch photos. Then go to the local social security agency for handling;

3. When you apply for social security, you need to bind the bank card, mainly to deduct the fee automatically every month. You must remember to deposit the premium before the deduction date, otherwise it will be broken.

To sum up, not paying enough social security before retirement may have an impact on life after retirement, which needs to be planned and solved in advance. It is suggested to start paying social security fees as early as possible when you are young, so as to ensure that you can get corresponding pension benefits after retirement. If you have missed the opportunity to pay social security, you need to take other measures in time to ensure that basic living needs are met.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can receive the basic pension on a monthly basis for a total of fifteen years; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.