Can medical insurance for college students reimburse myopia surgery?

Medical insurance for college students cannot reimburse myopia surgery.

Myopia surgery itself is not a treatment method, but an optional operation, so the medical insurance related documents clearly stipulate that myopia surgery is not within the scope of social security reimbursement, so it is not within the scope of medical reimbursement.

The common legal methods for treating myopia mainly include the following:

1. Wear glasses: you can choose to wear frame glasses or contact lenses, and change the refraction angle of light through the lens, so that the imaging can be accurately concentrated on the retina, thus correcting myopia.

2. Orthokeratology mirror: By wearing a specially designed orthokeratology mirror at night, the shape of the cornea can be temporarily changed, and clear vision can be obtained without glasses during the day.

3, drug treatment: If it is pseudomyopia caused by eye fatigue, eye drops can be used reasonably under the guidance of a doctor to alleviate eye fatigue.

4. Surgical treatment: For adults with stable myopia and over 18 years old, myopia surgery can be considered. There are many surgical methods, such as laser corneal refractive surgery and intraocular lens implantation.

To sum up, myopia surgery belongs to vision correction, strictly speaking, it belongs to a kind of plastic surgery, and commercial insurance usually does not reimburse related expenses. The exemption cases agreed in the insurance product terms all include vision correction, which belongs to the exemption scope of insurance companies and will not be reimbursed. In addition, myopia surgery has not been included in the scope of medical insurance for the time being, and participation in medical insurance cannot be reimbursed, and the expenses can only be taken care of by themselves.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.