What does six insurances and two gold cover?

This kind of insurance includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance, maternity insurance, supplementary medical insurance, housing accumulation fund and enterprise annuity.

1. Endowment insurance: Endowment insurance is an important part of the social security system and one of the five most important social insurances. Its purpose is to ensure the basic needs of the elderly and provide a stable and reliable source of life.

2. Medical insurance: Medical insurance is insurance to compensate medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth.

3. Unemployment insurance: Unemployment insurance is a system enforced by the state through legislation, an important part of the social security system and one of the main items of social insurance.

4. Work-related injury insurance: Work-related injury insurance is a social insurance system in which workers or their survivors suffer accidental injuries or occupational diseases at work, or temporarily or permanently lose their ability to work and die under specified special circumstances, and the state and society provide material assistance.

5. Maternity insurance: Maternity insurance is a social insurance system stipulated by the state and society through legislation. When pregnant and pregnant female workers temporarily stop working, the state or society provides medical services, maternity allowance and maternity leave, and the state or society provides necessary economic compensation and medical care for maternity workers.

6. Supplementary medical insurance: Compared with basic medical insurance, supplementary medical insurance includes enterprise supplementary medical insurance, commercial medical insurance, social mutual assistance and community medical insurance, which is a powerful supplement to basic medical insurance and an important part of multi-level medical security system.

7. Housing accumulation fund: Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.

8. Enterprise annuity: Enterprise annuity refers to the supplementary old-age insurance system voluntarily established by enterprises and their employees on the basis of participating in the basic old-age insurance according to law. It is an integral part of the multi-level old-age insurance system, which is jointly implemented by national macro guidance and internal decision-making of enterprises.