How to pay provident fund for flexible employment social security

The process of paying provident fund for flexible employment social security is as follows:

1. Prepare the deposit materials: For example, flexible employees in Changsha need to prepare the original ID card of their own provident fund. If it is an individual industrial and commercial household, it is necessary to provide the business license of individual industrial and commercial households in Changsha, and other flexible employees need to provide Changsha household registration certificate or Changsha residence permit;

2. Go to the local provident fund center: the depositor will go to the local provident fund center with the deposit materials, review the materials in the management department window, open an account after passing, and sign the provident fund deposit agreement;

3. Opening a current savings account: After signing a deposit agreement for provident fund, flexible employees need to open a current savings account at a bank designated by the local provident fund center, and sign a withholding agreement with the entrusted bank, which will withhold and remit the provident fund every month.

People who can participate in flexible employment voluntarily pay the housing provident fund in the following ways:

1, at least 18 years old and below the national statutory retirement age (male 60 years old, female 55 years old), with full capacity for civil conduct;

2, voluntary housing provident fund deposit before the month, has been in the city's social insurance flexible employment payment account for 24 consecutive months, and after opening an account to pay the basic old-age insurance premiums.

To sum up, flexible employment can pay provident fund. Flexible employees who participate in the housing provident fund system, like employees paid by established units, not only enjoy the rights and interests such as deposit income, rent, house purchase and withdrawal, but also enjoy preferential policies such as low-interest loans for provident fund and exemption from personal income tax.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account;

If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.