What are the benefits of paying social security?

First, pay back social security benefits.

1, cumulative payment period of social security contributions.

It is conducive to the accumulation of payment years for pension, medical care, work injury, unemployment and maternity insurance. In the long run, the most beneficial thing for individuals is the accumulation of payment years for pension and medical care; Because the condition of applying for old-age pension is that the accumulated contribution of old-age insurance reaches 15 years and reaches retirement age; After paying a certain payment period, medical insurance can enjoy lifelong medical treatment (Beijing stipulates: 25 years for men and 20 years for women).

2. Social security payment can be used to buy a house and a car if certain conditions are met.

Beijing social security payment regulations: all employees of the unit have not paid social security due to the change of registered address of the unit and the failure of deduction, and the unit has completed the payment for an individual for less than 3 months, which is regarded as normal payment in the qualification review of house purchase; Personal social security is paid due to job transfer, and the unit completes the payment for employees, and the payment time is more than 3 months, which is regarded as normal payment. The cumulative payment time in the above two cases is not more than 3 months. Successful payment in Beijing within 3 months is not continuous payment. You can buy a car, and buying a house depends on whether the Housing Construction Committee can operate it.

Second, according to the regulations, what is the purpose of social security payment?

Different types of social security have different repayment functions. The basic functions of social security are:

1, endowment insurance

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

2. Medical insurance

Individuals who participate in the basic medical insurance for employees, who have reached the statutory retirement age and accumulated contributions have reached the number of years stipulated by the state, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations.

3. Work injury insurance

Workers who are injured by accidents or suffer from occupational diseases due to work reasons and are recognized as work-related injuries shall enjoy work-related injury insurance benefits; Among them, those who lose their ability to work after the appraisal of their ability to work enjoy disability treatment. Workers with work-related injuries who meet the conditions for receiving basic old-age pension will stop receiving disability allowance and enjoy basic old-age insurance benefits. If the basic old-age insurance benefits are lower than the disability allowance, the difference will be made up by the industrial injury insurance fund.

4. Unemployment insurance

Unemployed persons who meet the following conditions shall receive unemployment insurance money from the unemployment insurance fund:

(1) Before unemployment, the employer and I have paid unemployment insurance premiums for one year;

(2) Discontinue employment without my own will;

(3) Those who have registered for unemployment and have job requirements. During the period of receiving unemployment insurance benefits, the unemployed participate in the basic medical insurance for employees and enjoy the basic medical insurance benefits. The basic medical insurance premiums payable by the unemployed are paid from the unemployment insurance fund, and individuals do not pay the basic medical insurance premiums.

5. Maternity insurance

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

3. What are the rules for the company to pay social security?

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.

After the social insurance is interrupted, it can be paid back according to law. The most important function of paying social insurance is to enjoy relevant social security benefits under certain circumstances. However, for most migrant workers, if they want to buy a house locally, the local government requires social security payment records. If social security is interrupted, there will definitely be adverse effects.

Legal basis:

Article 58 of People's Republic of China (PRC) Social Insurance Law: The employing unit shall handle the social insurance registration for employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.