How long does it take for the money to return to the account?

Generally, the money returned to medical insurance will not arrive immediately, and it will take some time, at most 1-3 working days. Details are as follows:

1, the medical insurance card is refunded, which is operated by the toll collector in the system and refunded to the medical insurance system account;

2. The refunded money will be returned to the medical insurance card, and the individual will partially return it at his own expense.

Return of medical insurance:

1. Medical insurance for urban and rural residents: During the period of medical insurance enjoyment, you can apply for cancellation of medical insurance for urban and rural residents due to reasons such as cancellation of household registration, transfer out, cancellation of student status, and participation in other social insurance. If you don't enjoy the treatment, you can apply for surrender before enjoying the treatment or within the first month;

2. Medical insurance for urban workers: you can apply for surrender if you pay repeatedly or have settled abroad or the insured dies; For example, personal insurance and enterprise insurance double payment, personal insurance double payment in different places and so on.

Medical insurance surrender:

1, medical insurance surrender can only return the balance of the insured's personal account, and you can consult the local social security center about how much it can be refunded;

2. If the insured person applies for surrender due to repeated payment, he can only refund the fees paid by the individual during the repeated period, and will deduct the funds that have been transferred to the individual account during the repeated period;

3. If the insured person applies for surrender due to death and dies after enjoying medical insurance benefits, the remaining years of personal account will be refunded in one lump sum, and the overall fund and large medical insurance premium will not be refunded.

To sum up, it usually takes about 7- 15 working days to get the account, mainly depending on the efficiency of the local social security center. If it is postponed for special reasons, it shall not exceed 30 working days at the latest.

Legal basis:

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.