Pension insurance how to transfer to a new unit

Old age is not only a problem that you need to worry about, but also your children need to worry about it, and even the country needs to face the problem of aging. Therefore, the existence of pension insurance, to a certain extent, to alleviate this problem. Therefore, the next step is to bring the knowledge of how to transfer the pension insurance to a new unit in China. Please read and understand the article brought for you.

A, pension insurance how to transfer to the new unit

If it is the same city of pension insurance, just need to work at ease, the unit's human resources will be handled by the business of social security, social security and the original unit to pay the social security, in the Social Security Administration corresponds to the account is the same;

If it is from a city to another city to work, then in the new unit to start paying social security business.

If you are working from one city to another, then after the new unit starts to pay social security, go to the social security office where the original unit is located to print the social security payment vouchers, as well as fill out a social security transfer application form. You can bring these documents to the social security office of the new unit to handle the transfer procedures.

The insurance period of individual pension insurance includes the premium payment period and the pension payment period. The premium payment period starts from the time the insured person applies for the insurance and pays the first installment of premiums until the expiration of the agreed contribution period; the pension amount is received from the month following the expiration of the agreed contribution period until the termination of the insurer's insurance liability.

The insurance contract of personal pension insurance bears the following insurance responsibilities to the insured: the insured can receive a fixed annuity for 10 years during the pension period, and if the insured dies during the fixed annuity period, his beneficiaries (if no beneficiary is appointed, his legal heirs) can continue to receive the pension until the 10th year, and the insurance responsibility will be terminated; if the insured is still alive after receiving the fixed annuity for 10 years, he can continue to receive the pension until the death of his beneficiaries. If the insured person is still alive after 10 years of fixed annuity, he/she can continue to receive the pension until his/her death and the insurance responsibility will be terminated; if the insured person dies during the premium payment period, he/she can receive the death benefit according to the regulations and the insurance responsibility will be terminated.

Second, the main features of the pension insurance

1, is the national legislation, mandatory, business units and individuals must participate in the old age conditions, eligible for old age, can be to the social insurance sector to receive pensions.

2, is the source of pension insurance costs, generally by the state, units and individuals tripartite or units and individuals both **** the same burden, and to achieve a wide range of social mutual aid.

3, is the old-age insurance has a social nature, a great impact, enjoy a large number of people and a long time, the cost of expenditure is huge. Therefore, it is necessary to set up a specialized agency, the implementation of modernization, specialization, socialization, unified planning and management.

Through the establishment of the pension insurance system, is conducive to the replacement of the old and new, to achieve the rationalization of the employment structure; for the elderly to provide a basic livelihood security, so that the elderly have a sense of security, is to deal with the aging of the population is an important measure, is conducive to social stability; can motivate the young people to strive to improve the standard of wages, for the post-retirement life, is conducive to the promotion of economic development from the side.

The problem of old age is not only a social problem, but also a global problem, related to the economic and civilization development of a country or society, we need to pay enough attention. Because of the wide scope of implementation of old-age insurance, the insured enjoy treatment for a long time, the cost of income and expenditure on a huge scale, therefore, the government must set up a specialized agency, unified legislation, unified rules, unified management and unified organization and implementation in the whole society.

Third, what is the role of old-age insurance

Old-age insurance is the livelihood of the elderly as an indicator of the means of redistribution or savings to establish an insurance fund to pay for the elderly living expenses. Its implementation has the following roles:

1, conducive to ensuring the reproduction of labor force

Through the establishment of the system of old-age insurance, conducive to the normal intergenerational turnover of the labor force group, the elderly old age and retirement, the new growth of the labor force smooth employment, to ensure the rationalization of the employment structure.

2, conducive to social security and stability

Pension insurance for the elderly to provide a basic livelihood security, so that the elderly have a sense of security in old age. With the arrival of population aging, the proportion of the elderly population is getting bigger and bigger, the old-age insurance guarantees the basic life of the elderly workers, which is equal to guaranteeing the basic life of a considerable part of the population in the society. For the working workers, to participate in the pension insurance, it means that there is an expectation of the future life after old age, free from worries, from the social mentality, people more stable, less impatient, which is conducive to the stability of society.

3, conducive to the promotion of economic development

countries to design the pension insurance system will be more fair and efficiency, especially part of the accumulation and full accumulation of the pension mobilization mode. The amount of pension received by workers after retirement is directly related to their wage income and contributions during their working life, which can undoubtedly produce a kind of incentive for workers to work actively during their working life and improve efficiency.

In addition, due to the wide range of pension insurance, the number of participants, its operation can raise a large number of pension insurance premiums, can provide a huge source of capital for the capital market, especially the implementation of the fund system of pension insurance model, the accumulation of funds in the individual account to decades of calculation, so that the scale of the pension insurance fund is much larger, to provide more funds for the market, by the scale of the funds of the operation and utilization. Favorable to the state's macro-control of the national economy.

In China, before the 1990s, a single pension insurance system was implemented for enterprise workers, and in 1991, the State Council Decision on the Reform of the Pension Insurance System for Enterprise Workers explicitly stated that "with the development of the economy, a system combining the basic pension insurance with the supplemental pension insurance of the enterprises and the personal savings pension insurance of the employees will be gradually established". Since then, China has gradually established a multi-level pension insurance system.

Pension insurance is the biggest guarantee of economic income in one's old age. So according to the above, we can learn how to transfer the pension insurance to a new unit in China and the main features of the pension insurance. It also describes to a certain extent how the knowledge about what is the role of pension insurance in our country and other related knowledge works.