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What should I do if I change my job and my medical insurance is broken for 4 months?

Legal analysis

No, it needs to be paid continuously for one year. The scope of medical insurance reimbursement conforms to the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards, and emergency rescue medical expenses. According to national regulations, it shall be paid from the basic medical insurance fund, and the following medical expenses shall not be included in the basic medical insurance fund: (1) It shall be paid from the industrial injury insurance fund; (2) It shall be borne by a third party; (3) Should bear the burden of public health; (4) Going abroad for medical treatment; Medical expenses shall be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party 1. If the employer or the insured fails to pay the basic medical insurance premium in full for two consecutive months, the social insurance agency may suspend the relevant medical insurance benefits of the relevant insured. Only after paying relevant medical insurance premiums and late payment fees according to regulations can you resume enjoying medical insurance benefits. 2. At the same time, it should be noted that if the medical insurance premium has not been paid in full for three consecutive months or more, your treatment will be calculated according to the new insured except for all the medical insurance premium and late payment fee. Therefore, after the medical insurance is broken for three months, you can pay the relevant fees and late fees again. After the payment is completed, you can continue to enjoy the relevant insurance benefits. But if it is more than three months, you must start again, and the previous fee is zero.

legal ground

People's Republic of China (PRC) social insurance law

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. Without social insurance registration, the social insurance agency shall verify the social insurance premium it should pay;

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit; Under normal circumstances, the time limit for paying back insurance depends on the social insurance premium collection agencies and enterprises.