Social security refund for dead employees

The process of social security refund for dead employees is as follows:

1. Acceptance (preliminary examination): window acceptors will review whether the submitted materials are complete on the spot, and if the application materials are complete, they will issue preliminary examination opinions and retaliate;

2. Approval: The approver reviews the materials and makes an approval decision.

The materials required for social security surrender of the deceased employee are as follows:

1. The insured unit shall provide the Application Form for One-time Surrender of Basic Old-age Insurance in duplicate (with official seal), and the insured mobile window shall provide the Application Form for Personal Account Storage of Flexible Employment Insured Persons to Receive Basic Old-age Insurance in duplicate (with official seal of the community);

2. A copy of the cremation certificate;

3. The mobile window insured shall provide the original and photocopy of the heir ID card and the original and photocopy of the heir ICBC passbook;

4. The original and photocopy of the household registration book.

The conditions for social security surrender and refund are as follows:

1, foreign rural household registration: you can apply for a refund of individual contributions after leaving your job, but the part paid by the unit cannot be refunded;

2. If the social security fee is paid in full, it can only be refunded by one third, and the remaining two thirds are paid by the unit and cannot be refunded;

3. The housing provident fund in the five insurances and one gold can be fully refunded, that is, all the funds paid by me and the company can be refunded;

4. The insured reaches retirement age and fails to pay the fee for 15 years;

5, due to repeated insurance and termination of labor relations;

6. The insured settled abroad and died;

7. Unemployment insurance, maternity insurance and industrial injury insurance cannot be refunded.

To sum up, the personal account balance of endowment insurance can be inherited by his family. The basic pension consists of overall pension and individual account pension. If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.